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Donation greatfully made to prevailing rate art fund. I was fortunate to receive a 20K payment and 25k write down plus tracker restored at 1.74%. (I appreciate it is merely a refund of my own money wrongfully taken by AIB). This is a life changing result for me and my family. I was blissfully...

Yes 1.74%.

No correspondence from AIB since phone calll & subsequent letter of 27-8-2020 advising that I was in 300 cohort and would be looked at under both FSPO & TME 1) I presume that they have told you that you are in the 300 cohort and have sent you a downpayment of €5,000? - Got €5,000 cheque with...

I'm in the same boat. My mortgage was written down by 26K last week (no correspondence re same) but would have been expecting 31.5K under Ombudsman scheme. Actually as I write maybe that is 31k less 5K cheque already received. I'm confused now!! I think I'll wait until I get a letter if I ever do

I came off fixed rate in November 2008

5k I’m post today and similar

I got a phone call from a person based in a branch in Cork on 12/13 August saying I was inn the 300 cohort. I would be getting €5,000 cheque before end of August and balance of monies owed by end of October. No cheque yet..

Looks like it Appears so but won’t count my chickens just yet. Thanks Brendan

I opted out of a fixed rate in November 2008 but didn’t have to pay any break out fee. I was only going from 4.9 to 4.5? I believ I am in the 300 cohort as no wrote down yet

Yes have seen other thread now. Thank you @Catlen

Fixed for 3 year years at 4.9% in September 2007. Opted out myself in November 2008 for better variable rate of 4.5% as thought rates were going to keep dropping. . Looks like I am in 300 cohort for 12 week window. Fixed again for 3 years in 0ctober 2009 at 3.19%. I had always thought I was...

I have a live mortgage and have not received the write down yet.. I am getting worried now

Still waiting and won’t believe it until I see it. Might ring helpline to confirm I am included

Opted out of a fixed rate myself in November 2008 for a cheaper variable rate just 1 month after trackers were with drawn. Fixed again for 3 years in October 2009 and when that expired in October 2012 No tracker offered obviously. expecting redress from 2012. No capital write down yet though ...

Got the €1,615 in March 2018. Was in arrears and had arrears capitalised and few years added to term of mortgage. Still no write down

It’s €1,615. People keep saying €1,650 but we all got €1,615 - €1,000 in compensation. + €500 plus VAT @ 23% - €615 towards professional fees if we wanted to engage a solicitor/other financial expert

Posted appeal on 5 March. Received reply a week later from BDO saying appeal had been forwarded to AIB and would have update within 30 days. Thanks for all your help.

Great to hear you on SOR today Brendan and thanks for keeping this case in the public domain. I have taken yours and verywhys views above on board and am appealing on the basis that I was not offered a tracker rate in October 2012 per clause 3.2 of my mortgage contract as: At the end of any...

Thanks for reply Brendan. Yes I broke fixed rate in Nov 2009 as Variable rate was lower at the time. I had friend who was manager in Aib at time and I think he was was keeping me up to speed with changing rates. To be honest I had forgotten how often i changed rates!!

I actually notice that subsequent to that I did the following: · September 2007- Availed of fixed rate at 4.90% for three years. · November 2008 – Availed of Variable Interest rate of 4.50%. · October 2009 – Availed of 3 year fixed rate of 3.19%. Am I right in assuming...