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If Ulster Bank fail to overturn the Court decision on this occasion I would expert a further appeal to the Supreme Court. This one could run for a while yet in my opinion. What do UB have to lose by exhausting the process, if they win along the way overall cost will be far less than having to...

https://www.irishtimes.com/business/2022/10/12/ulster-bank-tracker-cases-may-affect-thousands-of-customers-court-hears/

I have been in the same situation for over 12 months. Part Tracker moved to Staff Rate in 2008 but refused to go back to Tracker since 2009. Managed to get hold of terms and conditions of staff rate no mention of not being allowed to switch back. Advised by UB that my request to switch was...