Search results

Yes, they do. In most cases income and capacity to repay are the main criteria. Some credit unions are also participants in the It Makes Sense Loan scheme which is specifically designed to help those on low incomes access credit. Details can be found at https://itmakessenseloan.ie/ All the...

Usually arrears are included in the outstanding balance. They represent the total amount in repayments that you are behind on the present/scheduled loan position, e.g if your repayment €50 pw then you are 13 weeks behind where you are scheduled to be if repayments were up to date. For simplicity...