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I am a she and the sole owner of the house. I will consider everything carefully when they send the letter/pack. In the meantime I will be paying as much as I can each month which includes principal.

Thanks I know what you are saying and believe me I have run this over in my head a million times. It will be tough as it's always been to pay but at least the house will be mine. I will consider letting a room when my daughter is in college. I expect I'll work until I'm 65/66 anyway. I suppose...

Thanks Brendan

Thank you

I live in Westmeath. I've done a lot of reading on mortgage to rent since talking to them. I know full well that I probably would be eligible based on income etc. It took me a long time to get my own house as a single person. I'd probably actually have some sort of quality of life on mtr rather...

Yes since December that's why we had the call last Saturday to go through financial statement. So I would be in arrears if I don't pay the higher amount from now on. When he put the numbers in it came back as unsustainable. He told me this on the call and advised that I would get a letter and...

Thank you yes I will go to them too

Thanks Brendan I am 51. My Daughter is doing her leaving cert this year. I was paying €448 in the arrangement and can just about afford to continue with paying that. I lost child benefit when she turned 18 in January and will lose FIS when she finishes college. She will be deferring for a year...

Hi I have a mortgage with Ulster Bank. I have a tracker rate. I was on an arrangement with them but paid P & I. I earn 20k per year and also have FIS of 90euro per week. My mortgage runs until 2038 and although I am not in arrears they have told me my mortgage is unsustainable. They advised me...