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Is this a retrospective fine for people who have already been compensated?

https://m.independent.ie/business/personal-finance/property-mortgages/aib-to-be-hit-with-massive-tracker-mortgage-fine-41780177.html?utm_source=newsletter&utm_medium=email&utm_campaign=IN:Daily&hConversionEventId=AQEAAZQF2gAmdjQwMDAwMDE4MS04Y2U3LWQzNDYtYmYxZC1kZGMyNjg4Yjg5ZmTaACQ2ZDczNzg4NS1hZWNk...

When will we hear whether our cohort is impacted ?

Delighted for the AIB lads !! Do you think we’ve a chance now to get our money back ?

Milkof .. do you mind me asking what cohort are you with ? Cheers

If you’re part of the EBS cohort do you just sit tight and hope for the best ?

Is there any chance our situation will be addressed in the next few months ?

Are the EBS variable crew still out of it ?

We’re not getting a mention at all.. is our case much different from the other banks ?

Is the AIB Agm just for the AIB cohort or will we get a mention ?

Is it just the EBS cohort that don’t seem to be looked at ? Are the other issues with the other banks completely different ?

Did you get this letter recently?

Do you think they’ll ever do anything about it ? I’m a variable base rate after fixed customer .

Any updates on this ?

2 pages for the fixed rate option . It was Oct 2006

It was with a branch , they filled it in .. I signed the end of it . We asked for a tracker but they said no the fixed would be more suitable. We only got the fixed rate form to sign . On the loan offer it says after fixed rate return to the variable base rate 4.25% .

Thanks whatsgoinon ! I’ve the mortgage application form here and there’s a line in it that says interest rate choices .. fixed , tracker and variable .. none of them are ticked ! It’s left blank ! I filled in a fixed rate form to was supposed to return to a variable base rate of 4.25% .. they...

Just got their final letter ? They said I wasn’t affected .. Theyre calling the rate I returned to their then ‘variable base rate’ of 4.93 % in Oct 2011 after 5 year fixed ?? It was reduced to 4.68% in Dec 2011 . So they’re saying that I’m still on the variable base rate now ..

neither Were we and we asked for a tracker.. was told no the fixed rate would be more suitable for us .. we filled out the fixed rate returning to variable base rate 4.25% in Oct 2006 . I’d say they had a certain amount of each mortgage they had to sell .. and we obviously were a fixed one .

Ok thanks a million ,I’m a fixed to variable base rate .. I contacted the EBS and they said the 4.25 was the standard variable..so I was just checking had I missed the standard variable rate . im gonna send the details to Padraig Kissane and see am I affected