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    Mortgage with previous credit issues.

    I haven’t had any progress unfortunately. Things are taking another turn for us as our current living arrangements (with a family member) are changing and we may need to go into the extortionate rental market. I understand how you feel it’s like a never ending but it will happen- keep going!
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    Mortgage with previous credit issues.

    Thanks for the replies much appreciated. I have no debt now and regular savings, my previous issues would be a thing of the past but understandably they will see me as risk. We are really hoping for 2 years as we have to go into the rental market from next month but hopefully that will...
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    Mortgage with previous credit issues.

    Hello - does anyone have experience obtaining a mortgage with previous credit issues less than 2 years. 2 incomes and Healthy regular savings (20%+ deposit) not overextending ourselves etc. I’ve heard of finance Ireland but can’t find much on any experience threads or info. When we spoke to...
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    Data Breach on CCR Tesco Bank

    Thanks is a million for all the replies - I’m happy to close off the matter given they acknowledged my original complaint and fixed. I was just curious as I wouldn’t have saw an error like this as something they would offer money for nor was I expecting but I’ll happily accept it and it will go...
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    Data Breach on CCR Tesco Bank

    Hi all looking for some advice if possible! I got my CCR report in February and it showed that I had an active debt with Tesco bank for a very small amount on an old CC that was cancelled.I appealed this and complained and received a letter to say they had incorrectly sent data about me to the...
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    Cabot and CCR

    Update: Re Tesco: I’ve requested an amendment based on incorrect information on the account. Proof of payment sent and hopefully that will close out the matter. Re Cabot: Spoke with Mabs/CCPC & Financial Ombundsman before contacting Cabot. Cabot said the information on the credit Register is...
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    Cabot and CCR

    Report arrived today and they are showing. Odd thing is my BOI loan (that was paid perfect) is not there? The Cabot details are wrong with the exception of the balance. I made a payments upto 2017 but it’s showing as 80 missed payments which is going to look absolutely awful. Will give CCPC a...
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    Cabot and CCR

    Thanks for the reply Brendan. I would be hoping to go for mortgage approval in the next 2-3 months (just waiting on partner to pass his probation). My main worry is if they have added my debt to the register that will have scuppered my chances for the mortgage but if they haven’t then once I pay...
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    Cabot and CCR

    Hi all looking for some advice on Cabot Financial. I had a Halifax CC debt that was sold on when they moved out of Ireland (years ago) was paying debt until 2017 and had roughly 3600 left. I lost my job and that coincided with having to move and I didn’t change my address. The debt was then...
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