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Hi Polly, Glad to hear that you got gotten the term extension and based on your circumstances, I believe that you should accept this once you receive the official offer. In line with some of the other posts, its not worth worrying about the policies at this stage and wait until they mature...

At 40% LTV and fully performing then they should not have an issue especially if this doesn't really impact the value of the security. Years ago Banks would try to use an opportunity like this to reduce un-profitable trackers however that day is also gone. If they do look for a reduction and...

Hi Gordon, Having dealt with a few of CPO's with different Banks - the rules seem to be different depending on the Bank and the persons history. If the mortgage has had no issues and the customer circumstances haven't deteriorated since the mortgage was drawn down then for a relatively small...