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It'll be grand. There'll be a FaganToken as well .. :-)

Yep. Indeed it might be a solution in search of a problem...

Hi Colm, I was referring to " All member transactions with the fund will be at smoothed values rather than market values. The challenges posed by this rule, .." I've understood that such challenges could be met by imposing certain rules - e.g minimum and maximum withdrawal percentages. Under...

'smart contracts' might be a way to robustly implement whatever strategies are needed to prevent people attempting to 'schmooze' the 'smoothing', as described in https://www.colmfagan.ie/documents/44_Document.pdf. This might also mean that the door is open for transfers in from conventional DC...

Maybe it is already obvious to both posters but I'll say it anyway - if you contribute less than that yearly limit (25k in the example above, and you only contributed, say 10k) you have until November of the following year to contribute a further 15k on which you can claim relief on (for that...

thanks for all the helpful replies. Just one final note - I now see within the MyAccount portal that I am blocked from editing the years now under self-assessment. Which makes perfect sense.

I mean could they not also be made available under MyAccount, thus avoiding the need to transition to self assessment for the many PAYE employess (I would think) whose tax affairs are straightforward.

Good to know the form is pre-populated. I'm not questioning so much why I am now chargeable but rather why the items that triggered this (e.g share options) are not part of MyAccount in the first place. Not really a complaint, it just seems very odd.

That was fast! Thanks. I've not yet actually done the ROS sign-up, did I see somewhere that some of it will be pre-populated?

On foot of paying submitting a payment and an RTS01 for share options coming from my employer's ESPP scheme I've just received an 'you have been registered for Income Tax, and ROS is mandatory' type letter. To-date as a PAYE employee I had only used MyAccount, and usually just for claims on...

Thanks @ClubMan . Yes, the 'hassle' is passed onto the children. But they are better able to handle that and deal with the re-sale. My reference to inheritance was the possibility that the legislation here (specifically inheritance tax thresholds) could change in a detrimental way. I think that...

Thanks for the many helpful replies. Regarding the rationale one reason has been to end the 'low rent, low value, high hassle' associated with these properties. Uncertainty about future inheritance tax thresholds was also a factor. I'd be happy to hear of the reasons @MOB against such a...

My elderly parents have been advised by their solicitor to transfer ownership of their small rental property portfolio to their children. (It seems the properties are not going to have any appreciable CGT). The plan is to gift 1 property per child and have the children re-distribute the proceeds...

Yes, that sounds a sensible approach. Bafin obligations or not I am seriously unimpressed by the clumsiness of their email. Ok, that's the end of my rant :-)

Thanks. Definitely won't be using it to hold anything more than a day-to-day spending reserve after reading this!

Thanks for the insightful reply. Jayzus, I don't want that to happen, finding it incredibly useful, etc. It did occur to me that it probably related to money-laundering but why could they have not said so explicitly rather than suggest it was for my benefit? I'd be happy to provide redacted...

I've been a happy customer of N26 for a while now but recently got a very odd request from them. Am curious to know if anyone else received the same? The essential excerpts from the mail were: "this is a routine control... to ensure the security of your account.. we kindly ask you to send on...

Yep, PRIIPs and all that. I haven't been following this stuff recently but suspect not much has changed

Hi, @marcopoloTW Probably too late in getting back to you but anyway... As to whether my TW will _still_ get to IB, I just don't know, as I dropped my plan to use IB shortly after that first (very small) transfer. The whole experience of having to take a guess at the process to transfer money...

Hi, In your example above, I would have specified '40806826' as the account number. I then put 'UXXXX..X' in the reference field. This was accepted at that point by TW and subsequently made it to IB. My original attempt, using the extended account number, was also accepted at entry by TW, but...