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Your the same as me. if you read back through some of threads you will see ebs are denying variable base rate was a tracker even though it was ecb + 1.25%

Does the application specify 3% + 1.25%?

just contacted ebs. Person I spoke to has logged a complaint for me but doesn’t think much of my complaint as at end of my fixed I didn’t write in to be put on tracker!! Loan offer (01/08) says I should have went to variable base letter from ebs after fixed (01/09) only gave me two options svr...

No haven’t sent this anywhere just found this thread & posting here for advise to see if it’s worth doing something with and if so what should I do?

In addition to above I’ve found my letter for end of fixed rate dated 13/1/09 only giving me two options 1. Revert to current standard variable rate 2. Fix again.

I signed up to a 1 yr fixed mortgage issue of loan cheque dated 10/1/08. This states after 1 year interest rate will be variable base rate currently 5.25%. I also have a copy of letter from my brokers dated 25/10/07 with reasons why they recommended fixed rate and not a variable tracker rate...