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than you JammyD for explaining all this. I don't have any fire certificate and my management company is practically useless, asking for one will produce no effects. I need to find a fire safety consultant. If I look on the door do you think I can use the code to find the specifications online?

that's probably why it's better to have thumbturn locks. Again no problem with that, I'm trying to understand the insurance bit.

ok I can try to do that, hopefully it's not difficult to find someone that can do that. The doubt still remains on whether or not someone that has a non compliant door is responsible for the entire block. The more I think about it the more seems absurd. Insurance companies would never pay if...

true but it's good to get many different point of views. The main concern for me remains the insurance company. Being super paranoid I'm worried that if there is a fire in any of the apartments the insurance company could refuse a claim because my door is not compliant, even if my apartment is...

yes there is a closer but the additional locks need to be closed by a key from the outside, otherwise you can still open with the handle. I don't understand why it's a problem for the fire brigade. If someone is inside and leaves why should they need to gain access? If instead no one is home...

I see, ok that is helpful, so maybe the fact that I have those additional locks is not a problem as they can be opened without a key from the inside. Thank you.

ok, in theory then it should be them to do the inspections and ask me to do the needful. All the additional locks have thumbturn mechanisms, that should be fine, but the go through the door and maybe that's the problem. I'm willing to do the right thing but I'm not sure if contacting the...

no idea honestly, I think it's part of the common areas but can't be absolutely sure.

yes I'm an owner, just not knowledgeable in this matters. Becoming a director is not an option due to a number of factors. I know they do check the smoke alarms and the alarm panel, but no one has ever asked to check my front door, and the additional locks are well visible. My main concern at...

Thank you both. The door in my flat has a lock that I think has been retrofitted by the previous owner. That could make it less secure but I don't know, I don't understand these things, so the OMC should do regular inspections and if they tell me I need to do something I do. I don't think, based...

Hi, I live in an apartment block. Who is responsible for the fire safety inspections? How often those should happen? I don't know if the fire door to my apartment is compliant and nobody has ever shown up to do an inspection. Thank you

you are right, it's that it's a long process and I'm a bit frustrated at the moment. Apologies

I don't know what to say mf1, apparently they are happy with it. They suggested me to take the loan on my own because my husband credit score is not great at the moment and that could be a problem. The house is the family house because it'd be the only one we have and we'll leave there...

no as family home. Everybody seems surprised, it's totally possible, the husband/wife has to sign a document that says that they are aware and agree to lose the family home in case the one taking the mortgage doesn't pay

no a declaration that he can't oppose to lose the house in case I don't keep up with payments. Honestly it's not a big deal for him, it's just that should the worst happen to me I don't want him to lose the house. Would the life insurance pay and the house remain to him? I know sad thoughts...

so the situation is that I'll get the mortgage and my husband will have to sign a document to say that he's ok to lose the family home if I don't pay for example. What we'd like is to be both owners even if I'm the only one taking out the mortgage but I will have initially to be the only owner...

Is it possible to change the ownership and add also my husband without changing the mortgage? That could be another option

Hi, I'm in Ireland and I'm already married. It's easier at the moment to get the mortgage in my sole name and the Bank already agreed to that. I was wondering if after my husband credit score improves it's possible to add also him. Thanks, Katrina

Hi, if I take a mortgage on my own, is it possible to add my husband after some time and have the family house also under his name? If yes, is it difficult to do? Thanks, Katrina

She told me, it's not a secret in the estate, they have the same name! The document they send is a list of expenses, no receipts.