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  1. I

    Tired of being a landlord

    Sell the property to the family?
  2. I

    CAT on multiple gifts via different individuals

    Hello I understand that you do not pay CAT on a gift with a value of €3,000 or less from any one person in any one calendar year. Does this mean however, if person A wants to gift B more than 3k in a year, they could gift other 3k amounts to C, D etc. who in turn gift the same amount to B in...
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    Ulster Bank anytimebanking incorrect calculations

    Confirmed - I noticed this began in the past week or so. Sent them a message via their feedback form but got no response.
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    Accessing US ETFs

    Though I should add - you aren't giving up 2.5% on each *trade* per se, as you buy and sell shares from/to your USD Firstrade account. You take the hit when you first fund the account / return your funds to Euro. So, again - if you were planning on maintaining the USD account long term, it's...
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    Accessing US ETFs

    You are correct about Currency Fair and similar - they don't open accounts in your name, and so aren't viable for wire transfers.
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    Accessing US ETFs

    2.5% is definitely quite a haircut, certainly - but if it's purely investing for retirement, then its effectively a one-off haircut (two-off - again on the way out). But compare that to the typical 1 - 1.5% per annum management fee that pensions will take off you every single year for the futile...
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    Accessing US ETFs

    I have and still am investing in Vanguard ETFs via Firstrade. You can register with them as a non-resident. I've not yet withdrawn funds back to my Irish bank ac. The transfer process to fund a Firstrade account is by wire transfer. The main drawback is that the only way (as far as I have been...
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    Checking mortgage repayments

    I can't post links, but if you search for Karl's Mortgage Calculator it should be top of the results... I've found it useful.
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    S&P 500 ETF alternative - Berkshire Hattway??

    Hi - mentioned this on another thread somewhere, but just to point out that US domiciled ETFs are available to us in Europe, but you need to go through a US broker. I currently buy Vanguard ETFs through Firstrade.
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    US alternative to non-EU ETF investment?

    Folks, are you sure it isn't just the case that EU brokers can't sell US ETFs to EU customers (e.g., Degiro - where I was able to buy Vanguard ETFs up until New Year's eve last year...) and not US Brokers (e.g,. Firstrade, which I was able to open an account with this year, and am still buying...
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    US alternative to non-EU ETF investment?

    Hi - When did this happen? I've a firstrade account and hold US ETFs - didn't get any notification about any change in regulation / policy...
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