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    Advice for 1st time buyer

    I have a friend who is keen to get on property ladder ,she is single mother with 2 kids on about 600/week gross with a secure ps job ,100k is about as much the banks will give her .She should be easily able to come up with 20k deposit but she would be very lucky to be able to buy anything...
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    options re underpayment of rent

    I increased the rent I charge back in November by 100 euro and it still well below market prices ,.It was 1st rent increase in over 4 years.My tenant is on hap and used to pay 100 to me on top of hap payment .Hap has not increased and tenant still only gave me the usual 100 euro/month since ,he...
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    Vacant homes grant

    How does the vacant homes grant work and has anyone experience with it for an investment property,I am guessing plenty of hoops to jump trough I only ask because I see an advertised unfinished 3 bed semi property for sale ,I normally would not even look at an unfinished property but this is in a...
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    AIB & EBS Deposit rate increase

    Yes but you can withdraw the savings bond at any stage and still get some of the interest but I would say the ptsb is locked away for the full 3 years
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    Can I borrow against a mortgage-free property to buy a property investment?

    Am I missing something here ,you want to borrow 100% of money to fund a btl probably at 6% + apr, What yield would you expect on Investment ,it seems 9-10 % is top of the market If I were you I would hold fire until a least you have a sizeable deposit built up ,time is on your side
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    Finally something that benefits landlords (RE HAP payments)

    Would it be the ideal time to give final notice of termenation to a hap tenant ? I have a hap tenant with wife and 2 kids who is troublesome does not like paying the rent which is well below market rates ,I get the late payment letter from hap every month and the last warning letter of non...
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    Is written contract required for renting-a-room in PPR?

    That is ridiculous for someone to start dictatng terms ,tell them straight up that is not the way you work and follow advice of post above
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    setting a fair rent

    Top marks there sherlock!! Indeed its the same property just got contracts signed ,55k cheaper then next door property sold during summer but mine have the insitu tenants and bought at auction .It is less then 500 m from regional uni.in a south west county town I juist poped a letter to the...
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    setting a fair rent

    I bought an apartment for 125k with sitting tenants who have no lease on property but they are living there with 2 years .Tenants are ok but they said they were only paying 500/month rent .What are my options to increase rent there seems to be no rtb agreement in place either.The tenants are...
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    cheap smartphone plans for limited use

    I must buy 2 smartphones for the kiddies for xmas ,it will be there 1st phone .eldest is 12 and a 11 year old ,Probably get samsung galaxy a? for about 150 euro ,I am on vodafone for 20 euro/month myself but also have fixed line wifi at home which they can use to begin with ,dont think they have...
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    Sean Quinn and CFDs in Anglo

    The problem for Quinn was his cfd's in Anglo were used for shorting,my understanding he left the shares with brokers who could make them available to short sellers.Once the market got wind that a substantional holding was held in cfd's ,it made it attractive for shoert sellers as they knew the...
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    Sean Quinn and CFDs in Anglo

    What date was the meeting with Drumm and Fitzpatrick in Mullingar when after disclosing he had 25% holding ,they told Sean Quinn to stop buying and reduce his position .This was a fatal error of judgement by SQ when he continued buying more shares after this meeting . . imo Sean Quinn was...
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    Right handed self checkout tills

    never used a self service till but what is to stop you not scanning an item ,like even the till operators sometime items wont scan . Can you put item straight in to grocery bags after self scaning like they dont have to be counted ,might use self service if ques are too long in the run up
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    Buying tenanted btl off receiver

    A nice 2 bed for auction has got my attention and I could come up with the asking price .The proplem it is tenanted by absentee foreign family who have stopped paying the rent to receiver and are hard to track down .I guess they could be gone back to their own country but probably still claiming...
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    What to do with an upcoming lump sum?

    90% into state savings ,10% into a stockbroker a/c to gamble on shares
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    lifetime inheritance

    I have inherited some land for my lifetime and then it falls to my son on my death,i am just wondering could it be possible to give my daughter a site out of the land to build on while its in my hands
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    inheritence facts

    If one parent wills a propery owned solely in their own name to a child and dies ,does the other surviving parent have any claim whats so ever to this property when the relationship between these parties is strained .
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    Where is the best place to invest to counter inflation?

    Dont know how all this printing money works but what I remember is a wise ole neighbour telling me one time about how a inheritance he received was 'eaten away with inflation 'back in the 80's . How do you protect savings to counter inflation ? e.g. currently have 33k cash 33k in property 33k in...
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    small business elctricity prices

    I was shocked to see my bill with unit prices 28 cent+ vat .Better still when I went online to get better prices ,infact prices were dearer with 1 year contract prices over 37 cent plus vat .Is 28cent+ vat the best I can get
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    employer enforcing a 65 year old to retire

    I manage a small business with 4 staff ,I have one staff member who is 65 in March and I will be delighted for him to be replaced .To be saying he is a freeloader is putting it mildly but low and behold he put in request to work on until he is 66 .What are my options?
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