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there is probably not a lot in it between them, but I have been threatening to change bank for a long time. We are currently with bank of Ireland for current accounts /daily banking and our mortgage is with aib. I find bank of Ireland very difficult especially since they pared the branches down...

I’d love to switch provider tbh but we are now down to one income because I am at home with small kids at moment. So I presumed we would not be accepted by a different lender as his income wouldn’t qualify for 317 if they make you apply again. Or maybe I am wrong on this ? I fixed on drawdown...

Hi Brendan Thanks for all the info in this thread. I rang AIB today and this is our situation Lender: Aib Rough value of property: €500k Total amount borrowed: €357 Amount of mortgage balance outstanding: €317,000 Date you fixed: feb 2015 Period for which you fixed: 5 years Fixed rate: 3.9%...