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At best, it's really poor user interface design. Besides the fact that as Bronte said there's no reason to uncheck you when you haven't made any changes, important pop ups should necessitate a physical acknowledgement (i.e. a button click) before they disappear. And it should also be obvious on...

https://www.bbc.com/news/business-66580403 You're not the first person to experience this recently.

Bargaintown did that for us recently. They charged for the service, but we were happy to pay for the convenience of not having to arrange to dispose of them separately (multiple mattresses/bed bases). They delivered/collected at the same time.

Brendan, have you tried contacting your bank in case the issue is on their side? I’ve had a similar problem before where I had an RDI set up for tax but the money wasn’t taken. In my case, it was because the account I was trying to use did not allow direct debits or debit instructions. From...

I purchased goods from Germany for my business, but I believe the company are mainly a retail outlet, so rather than take my VAT number and zero rate the purchase, they charged VAT at the German rate and supplied a VAT invoice. I understand I can reclaim that VAT through the EVR, but that’s not...

I was in exactly the same position as you a year ago. Large deposit, no debt, self-employed. But I was doing what Rasputin suggested and making it very obvious how much I was saving on a monthly basis. Even though that doesn't help you immediately, I would start doing that from now. The only...

Thanks for the responses, it is really helping to clarify things for me. Thanks sm. I see where you're coming from—that makes a lot of sense. I could definitely put additional savings toward overpaying my mortgage. If I stick to the overpayment my current provider allows, I could possibly pay...

Age: 35 Spouse’s/Partner's age: n/a Annual gross income from employment or profession: ~90,000 Monthly take-home pay: ~5000 Type of employment: Self-employed (and in receipt of the artist’s exemption for some of my work so a portion of my earnings (up to 50k) are not subject to income tax...

I have a PRSA with Davy, invested in an ETF. (IUSQ which is the Frankfurt (euro) listing of SSAC/ISAC. I chose it so I could include emerging markets without the hassle of having to rebalance my portfolio while availing of a low TER (0.2%). I believe it excludes small caps so is somewhat less...

I can’t answer your question as to whether you should pull out of the sale or not. What I can say, as someone in the middle of a house purchase right now, is that there have been a lot of people talking about significant delays with the banks recently, particularly getting to drawdown. What...

I did not give consent on my application, after discussing it with my mortgage advisor. There was no suggestion that it would affect my application. However, my application for full mortgage approval hasn't gone through yet so I can't state that with absolute certainty. If you're concerned...

Thank you, I really appreciate the clarification and the explanation of those terms. The question of whether I am entitled to reclaim the vat still has me a little unsure given I don't actually handle the vat on my products. What I supply is ultimately taxable to the final consumer though, so...

Hi, I recently registered for VAT due to receiving services from outside of Ireland. I’m a sole trader whose business is producing digital products that are sold through a retailer who collects and pays VAT on the sales. What’s paid to me is net of VAT. My understanding is that, due to place...