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https://www.lmfm.ie/news/lmfm-news/louth-man-fears-eviction-after-mortgage-transfers-to-new-bank/?fbclid=IwAR30SW4YxB42JRJ9EvA5XfX63Lt-nttAnccdLAznfMQfv9jBZjfGiIxO6Tc

Thanks for all your efforts Brendan my wife and I really appreciate it hopefully we are keeping our fingers crossed that something will change to aid us going forward

I will keep you posted looking forward to how they reply too thanks again

Completed and send to them this evening thanks a million for this we really appreciate your time and effort

We may take some positive out of it anyways it’s doomy and gloomy enough thinking about next month and the hike to 6.5% but my wife and I feel like we got a little win all be we know deep down they won’t care but at least they were called out and we appreciate that very much

Thanks for helping to get this hi lighted hopefully it might bring some positive outcome probably not but at same time you would imagine Pepper doesn’t like the negative feedback either

Thanks a million look Brendan we will probably get onto a mortgage company of some kind maybe a broker or something and try get proper help we will definitely try switch away if we can sure the lent of time it toke to get the measly statement they sent us I wouldn’t care to try to get full...

Thanks for re doing the post and apologies that I wrote it wrong there was no bad intentions meant

I will be as clear as I can in 14 years we have 42000 payed off of 235000 and our mortgage was split by PTSB and sold to Pepper which I accept I wasn’t clear about we are paying the full mortgage and we can’t understand when switched over it states on one of the documents above that PTSB rates...

03/12/2018 we received this agreement and yes we are on full Capital and Interest

These are documents I came across from restructure and as far as I am reading the original rates that came from PTSB etc were to be continued for anyone that takes time to look and help my wife and I really appreciate it thanks in advance

Firstly thanks for the reply’s and I understand I ranted on a bit much and as I am working a shift I won’t be able to provide anymore info today but I will try root out some more info tomorrow bottom line is we are just bewildered after 14 years of paying and accepting the fact our mortgage...

Moderator's summary : We got into difficulty We had a split mortgage until 2018 Since 2018 we have been on full capital and interest I have deleted the irrelevant stuff Hi any advice welcome we bought our house back in 2007 €235 000 Euro and like so many on here got into difficulty and...

In same boat just received letter yesterday we are in split mortgage with PTSB and it has really helped us last three years we still just get by and will never be rich since we got the agreement we have had another child and our first is in school so our circumstances have worsened money wish a...