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    Ulster bank put me on to tracker rate 2.4%+ecb

    Excellent news for you Tomo69 and thank you for the update. I'm delighted to hear your redress came through and this information of course makes it more interesting with my own case. I will get in touch with Ulster on Monday and request that a review takes place. Hopefully I too will have some...
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    Ulster bank put me on to tracker rate 2.4%+ecb

    Thanks Brendan, I am only at the investigation stages and haven't been told by Ulster Bank at any point that I have been impacted. I was curious to see if I should fall under the list who have. My property is currently in negative equity and a redress, if applicable, would allow me to move...
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    Ulster bank put me on to tracker rate 2.4%+ecb

    Thanks Brendan, Just to add, the initial loan offer letter was issued on June 19th, 2008. I signed it on July 29th, 2008 and then I drew down the loan circa October 2008. I will need to confirm the exact date for the drawdown.
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    Ulster bank put me on to tracker rate 2.4%+ecb

    Lines 2-4 below are verbatim. I have attached a screenshot. - Loan Type: New Fix 5.05% until 310510 - ECB+1.15% - Interest Rate: 5.05% - Interest Type: Fixed
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    Ulster bank put me on to tracker rate 2.4%+ecb

    It took a while but I received a copy of my original loan agreement. I'm not sure how to decipher if the rates are correct but any information gratefully appreciated. Notes on the document: - I signed the loan agreement in July 2008 - Loan Type: New Fix 5.05% until 310510 - ECB+1.15% -...
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    Ulster bank put me on to tracker rate 2.4%+ecb

    I'm in a similar position with Ulster Bank (formally First Active) with a slightly higher tracker rate of 2.40% + ecb. Is it wishful thinking that I might be on too high of a rate? How can I find out please. My situation is: - Drew down mortgage in Oct 2008 on a 2 year fixed rate of 6% with...
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