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I thought maybe they might be making it look as if payments were made, in order to push out the statue barring.. Very dark I know! But cannot understand why else the debt is still on my icb report given that it’s been 8 years since last payment and 6 years from last contact

The credit report shows number of months in arrears and for 9 months the arrears reduce to zero and then start to build again ie 1 month in arrears, 2 months in arrears etc. I suppose I am assuming that payments were made the months the arrears reduce back to zero..?

Similar situation guys, house bought back in 2008, at only 19; young and silly. Mortgage defaulted in 2011 and in 2015 house was repossessed by EBS and sold. There was residual debt of over 200k and when I requested my credit report recently, it showed that payments were made for 9 months in...