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    Is there CGT/CAT on joint property after death of Spouse and future sale of property

    AAAContributor thank you so much for taking the time to do such a well detailed reply, this is a massive help, thanks again
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    Is there CGT/CAT on joint property after death of Spouse and future sale of property

    Looking for some clarification please on the following: Spouse dies willing everything to surviving Spouse, including house and a small field adjacent that was purchased by them about 10 years after they bought house. Am I right in thinking there is no CGT/CAT tax liability for the surviving...
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    Taking out Grant of Probate without Solicitor for straightforward Will, what to include?

    Thank you all for taking the time to reply, it is very much appreciated.
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    Taking out Grant of Probate without Solicitor for straightforward Will, what to include?

    Thank you Cavanbhoy that is a great help, will the house need to be valued if it is in both their names for probate or just listed as an asset?
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    Taking out Grant of Probate without Solicitor for straightforward Will, what to include?

    I have read up Citizens Information etc. but I am still not clear on what is included when applying for a Grant of Probate. Helping someone who has recently loss their spouse to apply for a Grant of Probate. The family home is in both names as is a small credit union account. Outside of that...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Hi Korbous, thanks for the reply, yes I continued with the payment and was hoping it would be back-dated, I will follow up with them once the 1st new payment comes out this month, thanks for the advice
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Thank you newtothis I'm delighted and thank you for your advice with my original post.
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Thanks Brendan, I would be happy enough to keep the current policy going, so hopefully that will be possible. I'm hoping that I can work on the interest rates, I had requested them while I was waiting for them to come back to me and there was an option of 2.9% that would have been available to...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Thank you everyone, it is a great relief. Brendan what they have done is extend my mortgage to a new term of 21 years. The new repayments are €674. This will leave a balance of €4570 at the end of the 21 years (which I think if i'm right is probably to do with the mortgage arrears. The...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Just to give an update on what has happened over the last number of months. I wrote to the bank appealing their decision to classify my mortgage as unsustainable. My first error was to send the letter prior to receiving notification from them in writing (I had just been notified by phone)...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Many thanks for replies and advice, I will reply to their correspondence when I get it and follow advice above, I have been keeping record of all phone calls received and made together with peoples name and dates and times of calls since April. I really appreciate the glimmer of hope, I will...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Just to give a quick update, got a letter saying I was 2 months in arrears so I contacted the arrears support to acknowledge letter to be told that the underwriters have refused to agree any further arrangements and my mortgage is deemed unsustainable, I should get written notification within a...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Brendan, thank you for taking the time to reply. You have summed up exactly how I see it, yes it not sustainable on paper but I can afford the 620 and have proven this by making these payments without any exception for 6 years, I just need the opportunity for this to be afforded to me. I will...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Apologies for delay in replying, have had a lot going on . I cant seem to copy the link you show above Brendan but I've included everything below,thanks INCOME: Social Welfare for One Parent family/ reduced carers 1,344 DCA...
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    UB wants me to surrender home in positive equity : Good outcome evenutally

    Thread title updated to reflect outcome - Brendan I am currently finished a 5 year deal with my mortgage supplier which was at a reduced interest rate and following 2 other short term options lasting 6months and 1 year respectively. I have again completed an up to date MARP form for...
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