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If it was me I would submit both the a copy of the declaration and the notice by email to RTB at the same time as you give to your tenants. Better they have all the information so the tenant cannot say they did not receive the copy of the declaration which would make the notice invalid. This is...

The warehouse is always payable but you may get a discount fill you clear the warehoused part quickly. Your bank will keep asking you to submit a statement of affairs so they know if you can afford to repay more.

The families I have mentioned had pyrite in their foundations and not in their bricks. The one off houses were in North County Dublin. They had their houses remediated. See what shortfall you have for remediation/rebuild works and ask UB and work from there. As soon as you mention pyrite then...

If you have pyrite the chances of you getting a new mortgage is very limited. You might want to rethink clearing the mortgage. Also Ulster Bank have said they will still offer top ups as they have not fully left the market. Check their website. Also have you been accepted the the pyrite scheme...

Contact your bank where you got the draft prepared and ask them if it has been cashed by the bank. That should have been processed by now. Definately pick up the phone and keep details of date time and who you spoke to. Ask why there is a delay. Also look Ulster bank online and if the mortgage...

Contact and ask for a redemption figure as it would have changed since you last spoke to them. You will have to wait for a hard copy in the post. If you sent them back up on where the funds came from then they should have cleared the balance by now.

If you take money from your savings there is an issue on your life insurance policy on your savings. Ask the question if you die will your nominated person received life insurance on your savings over the last number of years you have held money in your account. There is a scheme and many of...

I would definitely contact Re turn and ask what can be done.

That small amount of money will add up very quickly. €2 could be someone’s carton of milk or loaf of bread. I have seen many return items as they do not have enough to pay their bill.

So basically you are saying to test the machine before you leave the store with your new purchase?

If you are charged the recycling fee and the cans or bottles do not have the logo, or the machine rejects it how do you get your money back? The shop will say nothing to do with them. Contact the machine supplier.

On a side note Panda bins in Dublin just announced an increase in recycling charges and waste bin charges. Must have been making a nice penny with the aluminium cans and now want to make up for the loss. They increased the charges last year as well.

Adding to the above. Did you give notice of 90 days or rent increase on RTB form to your tenant? Follow the RTB procedure of 28 days notice of amount not paid in rent. Add an extra few days so you are not caught out. After 28 days notice you give notice to quit. They will respond to that quick...

If you signed up with a particular company then ask them to prove you signed up for two years? You would have received and email welcoming you to your plan. Check your email. Also your bill should say the length of time of your contract that you signed up to. I know I had 15% discount for 1 year...

If you default or stop paying you will not get work in field you want to go into. You cannot be bankrupt or have a bank chaising you. Also leaving the country many debt collection companies will chaise you. I know a couple moved to Auz without paying their €10k cu loan. The cu got a private...

If you are sole trader for driving and then add your rental income changing to limited will not really make a difference. You will pay the same tax if sole trader or limited. The difference is you pay tax as you get paid in a limited co. (pay as you go). You can put money into a pension as a...

If you sell you have to work out if you have to pay cgt on the rental property. What was the purchase of the rental? How long have you owned it and have you lived in the property as you ppt for a period of time? Are you restricted to rpz and what is the current rent you can get?

Pity you did not know sooner because seemly you can get an inheritance tax insurance policy that will cover the tax bill If under 80? AIB sells it.

We were paying 4.5% before we fixed so OK to pay that amount if we really have too. We are paying and extra €60 per month the last year so hoping to increase shortly.

I know this is a hard one to predict but I have had BOI on the phone to me twice asking if we would like to fix at 4.15. What are peoples thoughts on rates and the prediction of variable/ fixed rates on home loans? 60% loan to value and 14years left.