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I am looking to invest similar amount and am looking into New Ireland Assurance Smart fund, are there any good, newbie to all this need some advice

Do you mind me asking how u did this, did u pay with your card in the car dealers?

No we had no Oral hearing

I think I will take what they are offering as you say draw a line and move on, I simply appealed the percentage of compensation in the tracker redress which was 12% and made a comparison with the level of compensation we got from the Mortgage Interest Rate Review which 48%. Two separate issues...

So they have offered an extra 37% of the original overcharge, should I take it and run

Hi Guys, so I just received a letter from the BDO stating that our appeal has been upheld and they have awarded us a sizeable amount in additional compensation, I lodged my appeal back in October 2019 and have been back and forth getting all documents that they requested which was mainly...

Marbled I will be watching this Thread with interest and I would love to know how you get on? 12% comp is not sufficient as I have had similar struggles as you. I have my appeals pack i just need to put my case together.

Hi Dom, I have received my redress and compensation and am overwhelmed with what we got back. The icing on the cake is they have put us on to the original loan offer tracker rate of 1:15%+Ecb. My story( as above) is very similar to yours. I think you should contact them and show them your...

Hi guys we too got a registered letter in the post yesterday. We are absolutely over the moon with the amount we got! We were informed we we're impacted in August, we are going to have a great Christmas this year. Thanks to everyone for your advice . I hope you all get sorted soon and get back...

We we're on 6.25 fixed till May 2009 when we bought out of fixed contract, variable/ fixed from then on . Signed loan agreement:4/07/08 Drew down 21/07/08 Rates did go up 09/07/08 I presume I would have lost my right to the 1.15 tracker , is this stated in there t&C's?

I have a very similar loan offer agreement, but they have put me on tracker +2.15 ,notified in August we we're impacted.very similar dates to you to Dom2000 when we signed or loan agreement.

What is regarded as drawdown ,? Is it when money is transferred to account which was 21/7/ 08 or is it payment requisition form which we signed on 04/07/18, sorry for my ignorance on this but I'm not familiar with the terms.

Great to see people getting sorted, were u happy Miakk,

Hi deenie, Have you heard anymore back, do u mind me asking what tracker rate u we're put back on to and mortgage size / rate u had, suspense is killing me wondering how much we are due back? ,

Hi red, I got a bit more info, we drew down the mortgage 16 July 2008 , would u have any idea what d tracker rate was at that time with first active. Would have been 90%ltv. I would really appreciate any info u could give me.

Hi red ,that's very interesting. Is it best to get our mortgage loan agreement from our solicitor or Ulster bank ?We drew down the mortgage end june- start July .

One other point I should make is the mortgage was taking out with first active, so what was there tracker rate at that time?

I have requested our original loan agreement from our solicitor so it will be interesting to see what d tracker rate was after fixed rate expired, is it best to get this from our solicitor or request it from Ulster bank.

Hi all, I have just recently been been notified that our mortgage has been impacted by the tracker scandal. Ulster bank have put us on to a tracker rate of 2.15%+Ecb does this seem high? Took out mortgage july2008 fixed for 5 years,broke out of that to go variable 3.75%in mid 2009. Would anyone...