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Thanks RedOnion. I have just looked at the 3 year swap rates and they seem to have fallen by 0.075% in that period. So that breakage quote is probably right. KBC's new fixed rates do not come in to effect until 3rd September. Is it worth breaking now and going on the variable rate (3.05%) for a...

Lender: KBC Value of property: €525,000 Mortgage balance outstanding: €380,000 Date of fixing: March 2018 Period fixed for: 3 years Fixed rate: 2.9% Term left: 2.5 years A few days ago I was quoted a breakage fee of €625 in relation to the above, which is valid for another week. I was wondering...