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A4 envelope. Standard post.

Another little spanner in the works...just rang the helpline. Our cheque was issued but was sent to the address of the mortgage...we don’t live there anymore! All other mortgage correspondence come to where we live and the original cheques came to where we live...so why all of a sudden are they...

Still nothing today!

So they were wrong in sending out the original €1610 split into 2 cheques? I’m just being annoying now, but, seriously, there’s no consistency in the way they are dealing with this and it’s very frustrating!!

Our original money of €1610 came out as 2 separate cheques, one half each. Why couldn’t they do the same with these cheques? Seems weird. we have a joint account with AIB so seemed a bit silly that they sent the original out as 2 separate cheques. And now they’re sending joint cheques to others.

I suppose. Don’t feel that that would work at that won’t include hours he worked etc, just income, which was obviously enough (alongside mine) to pay our bills (as we didn’t go into arrears) so I’m sure they’ll just dismiss it. :( We asked for a moritorium (Is that the right word) of a 3 months...

I think the refund should work out at roughly a 4th of what you received in the write down...which is about right with what you received :)

How can you prove you were under huge financial stress when you didn’t go into arrears? We managed to keep up our repayments but only because my husband is a taxi driver and literally worked every hour he could! We were under massive stress for years but have no paperwork to back this up so...

How do you argue if you don’t feel you’ve received the right amount? I’m rubbish with figures so this is all completely out of my league!

No letter today. Wonder when they’re going to send the next batch :(

Everything they’ve done from the start of this has been foolish and they’ll keep on being foolish!

Do you honestly think they care!? definitely nothing in our post today either.

If no one has received anything by now I doubt any of us will get a nice surprise today!! Not like AIB to mess up with timing etc is it!?

I might be being dense here but where did the 10th October 2008 come into it? I must have missed something?

Hi, we’ve recently submitted an application to the Land Registry and I’m wondering if there’s anyway to check on the status. We have the ‘Land registry dealing number’. It’s almost Impossible to figure out the info on their websites!

Nope, on variable. it doesn’t make sense so is probably wrong but what the hell is going on that firstly, it’s almost impossible to actually talk to a human about mortgages in aib and secondly, when you do finally get through to people they have no idea what they’re doing!

Finally spoke to someone who seemed to have a bit of an idea what was going on. he said we would be getting a letter in the next few weeks (I’m assuming ours will be out before our next mortgage repayment is due on 5th aug) with details of repayments...with option of keeping repayments the same...

We’ve now rung the ‘help line’ and they are no help. Refused to acknowledge us saying we’ve had our mortgage capital ‘corrected’ kept saying ‘adjusted’ every time we said it We’re on the phone now to someone else in aib mortgages and he can’t give us any info either!! How can they not tell us...

Once all this redress mess is finally over with we’d like to move our mortgage. Does anyone have any opinions about which banks to look at for a mortgage and which to avoid!? Is it an easy process?

As far as I know they’re literally giving back what they owe and nothing more. It’s disgraceful in my opinion!