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  1. K

    Fixed rate - end of term

    I currently have a mortgage with KBC on a 1 year fixed rate. The term is ending in December and I have received a letter saying that it will default to the standard variable rate of 3% when my fixed term ends. I want to move to a 2 year fixed rate of 2.25%. KBC have told me that I will need a...
  2. K

    Cabinet approves auto-enrolment scheme

    Brendan, I think this is a excellent idea. In Australia people are forced to contribute 9% of the salary. They still afford to buy houses and live out there. Its a problem we need to tackle now before it becomes a crisis. Fair play to the government for being forward thinking.
  3. K

    Why don't we have electronic voting?

    Yea but isn't the issue with e-voting the possibility of hacking. If people scan their vote in once completed you could have an instance count. It would be way less labour intensive also.
  4. K

    Why don't we have electronic voting?

    Could the counting be done using manual or automatic scanning? Surely if all the the votes were in a secure database it would just be a matter of pressing "calculate"and hey presto you have your winners. If the database is not connected there is no possibility of it getting hacked.
  5. K

    Knock-on effect of Nurses pay claim

    Why the looking for more money then, they should be asking for reform not money.
  6. K

    Knock-on effect of Nurses pay claim

    We have one of the highest ratios of nurses per capita in the world. Ireland 12.398 Australia 10.102 UK 8.869. Source: https://data.worldbank.org/indicator/SH.MED.NUMW.P3?end=2016&start=2004 We also have a relatively young population. Average age: Ireland 36.9 Australia 38.6 UK 40.7 Source...
  7. K

    Furlough

    Jim, Thanks for your help on this. I will take your approach and see how I go.
  8. K

    Furlough

    I've talked to them (The agency) and they seem unprepared for this as well. However there not accepting responsibility for now. Can you give me more detail on how you pushed it back to the agency?
  9. K

    Furlough

    It's with the recruitment agency.
  10. K

    Furlough

    I work in one of the large medical device multinationals in Galway as a contractor. I'm a self employed contractor. I work under a umbrella company structure via a agency. So the multinational pays the agency, the agency pays my umbrella company and my umbrella company pays me. Two days ago a...
  11. K

    Double switch

    There hard to deal with.
  12. K

    Double switch

    I'm switching from AIB- PTSB-EBS (all variable) then to a 1 yr fixed with KBC. Stand to gain 7500 after costs. Just trying to find a solicitor that's willing to do it!
  13. K

    Double switch

    Hi Sean Og, can you confirm you have being successful in doing this? I'm looking into doing a AIB-PTSB (Variable) -EBS (Variable) -KBC (Fixed) switch at the moment.
  14. K

    areas to avoid in limerick city centre

    Living in castletroy for the last few years. Love the area. Great facilities and walks. Would recommend it.
  15. K

    Identity of other bidder?

    Has anybody tried the PSR investigation process? My understanding is that they request the bid book and then contact each bidder to confirm that they placed a bid. I'm considering initiating a investigation on a house I bought 18 months ago in a quite market outside of Dublin. I had agreed to...
  16. K

    Pension charges - What is a good deal

    Don't go near Irish life MAPS. Their fees are exorbitant. In the process of switching from them due to the fees charged
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