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    Key Post The right way calculate the savings from breaking out of a fixed rate (and the wrong way.)

    Thanks Brendan for that clear and concise explanation.
  2. C

    KBC cuts Fixed rates

    Thanks RedOnion. Much appreciated.
  3. C

    Key Post The right way calculate the savings from breaking out of a fixed rate (and the wrong way.)

    Thanks Concrete. RedOnion, Could you please tell me how you got the figure of €3500? By switching from 2.9% to 2.6% I'm coming up with a saving of €40 per month or €2400 over the 5 year fixed period, minus the break fee of €1141 leaves a saving of €1259? Is this correct?
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    KBC cuts Fixed rates

    fixed I just phoned KBC there and was quoted a break fee of €1141.23 which is valid for ten working days. He said I would need a property valuation as expected .Will I need the services of a solicitor again does anyone know as I'm not switching mortgage provider?
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    Key Post The right way calculate the savings from breaking out of a fixed rate (and the wrong way.)

    I just fixed for five years in April just gone, with KBC at 2.9% . My LTV is 52% and a mortgage of €270,000 . Would it be worth my while to break from my fixed rate and avail of the new 2.6% 5 year fixed rate announced today? I've read that some people have been told their break out fees could...
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