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  1. M

    PRSA or AVC

    Hi All just a quick one in relation to above, i have recently joined employer contribution scheme, both contribute 10%, i have scope to add another 10% with my age limits. the annual fees are 1.5% . should i do the avc with the occupational scheme or can i source another one myself.? thanks
  2. M

    Kerry group certificate

    Thanks red onion, I believe Co op shares are only allowed to sell a few times a year. They want to liquidate some of the group regardless. From other threads I think Davy and Goodbody are the options.
  3. M

    Kerry group certificate

    Yes both retired, only other income is oap.
  4. M

    Kerry group certificate

    Hi all My elderly parents own kerry group shares jointly. They are in paper form and now want to sell some. They also have the co-op but want to keep those. Does anyone know what is the best and most tax efficient way of going about it.? I presume the gain is calculated at 100% profit as these...
  5. M

    datalex shares

    thanks for reply, i understand the risk in investing but if a company is misreporting profits and people are investing based on those, it is very wrong. lesson learnt i guess! i will wait it out and see will they resume trading.
  6. M

    datalex shares

    hi all, just wondering does anyone know what is going on here or in a similar boat. i know the shares were suspended trading last summer due to inaccurate financial reporting. i am looking to liquidate my holding and get out asap. also would there be any redress or compensation involved to...
  7. M

    No valid ofp in place when property was repossessed and sold r

    write down? maybe check your post that was sent to the mortgage address. the outsourced bank probably took vacant possession?
  8. M

    Arrears with credit union.

    the minus arrears means you are in advance of that amount, nothing to worry about.
  9. M

    Arrears with credit union.

    is it definitely arrears and not negative (-) arrears. ? is your contractual amount 94e pw?. it could be a case that your loan is in technical arrears due to the way the Credit union calculate arrears or the payments you make have been past the due date.
  10. M

    Prepay interest

    how did you get on? i was in the same position with my loan
  11. M

    Rescheduling credit union loan - they want me to go into arrears first

    Hi I have an up to date loan with my credit union. Never missed repayments. Giving my current circumstances i want to reduce repayments from 600e to 300e a month. The credit union have agreed but want me to enter a temporary arrangement for 12 wks, where arrears will increase, they will then...
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