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I have a ltd company of which I'm a director along with my wife. I'm a full time employee while my wife is part time taking a small wage. She's on job share as a teacher the rest of the time. We both have private cars and claim mileage. We are looking at purchasing a company car through the...

These are the options as outlined by the broker of my old plan which is winding up with the company pension scheme - To transfer to the Personal Retirement Bond (PRB) with Aviva or - To transfer to a Personal Retirement Bond (PRB) or PRSA of your choice. You may also be...

Thanks for your reply, are you suggesting that I should leave my current pension where it is and not bring the 30k over to a new executive/occupational pension scheme?

Hi all, Looking for a bit of advice. I've set up a limited company of which I'm a director and sole employee. I have a pension of 30k that was set up by the company that I previously worked for. Now that I have my own company I want to transfer the 30k to a suitable pension. My existing pension...

Thanks for the reply Zenith, very informative. With regard to BOI business banking, I'm looking to set up my customers on direct debit. Customers are happy to do so but I'm struggling to get a provider to do this. Payments will range from €1000 to €10000, with an average payment of €3000 but I'm...

Hi I've a few questions with regard to formation of a limited company, hopefully I can get some advice on here. I have an accountant but just want to gather as much info as possible prior to engaging with my accountant on the following. I expect turnover in the region of 500k a year. Company has...

Hi, My better halfs health insurance is up for renewal. It's paid for by her company but she is free to choose her own plan and get reimbursed. She is currently with VHI and has been for a number of years. At the time she didn't do much research as to what was the best plan for her. This time...

No other debt. Jobs are secure on incremental pay. Net take home pay around 5k p/m. No kids but that will change. Not much savings as the house needs a few things done to it yet in order to complete it. When we do get savings together it usually goes to furniture or work on the grounds etc. Like...

That is certainly a very interesting way of putting it !

Thanks for all the replies. To answer a few previous posts. It's located on a lake with lake access hence the value. We do like the location but if it meant financial sense we could see ourselves purchasing/building in the locality with the remaining money. It would be very achievable to build...

Hoping people can advise on the following. Have an outstanding mortgage of 275k. 28 years remaining with repayments of around €1150 per month. The house is valued at around 600k. Over the term of the mortgage we'll have paid north of 500k on the mortgage. We're contemplating selling up and...