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Thanks all for taking the time to reply. I have the info I need now.

I am using my savings to travel for a while. If the state does not have this simplistic solution I will not be asking them to make a personal exception for me. I could go into my many years of working etc but really the question I am asking if there is a way to find out how many contributions I...

Hello. I finished a job in May 2017. I decided to do a bit of world travelling with 1 big rucksack. I am 56 now. I will return to Ireland Summer 2019. A friend told me that it might be a good idea to make a voluntary person contribution when I am away to the State pension. I called the...

Well done on the 3 years. The years will fly by. 1st few are the hardest. Maybe I am in a slightly different position. They replied to my correspondence 20 years later. I have checked my credit rating and no sign of of the credit card debt. It would have been at almost 20 years so it...

Just an update. Today I received my ICB credit report. Looks nice and clean. Just a credit union loan from 2010 which I have paid off over a year ago and regular. Nothing else. As stated before I had cleared all my gambling debts over time. MABS had asked MBNA for payment schedule...

I suppose the fact that they are looking for the exact amount that it was all those years ago proves they never made contact. I just kept paying my loans via MABS. They never replied and to be honest over time I forgot. 20 years is a longtime to get in contact. Over the last 20 years I...

Ok thanks for the advice all. I will check credit record first. Fully think is I have not borrowed off anyone bu my credit union in over 20 years.

Hello, Maybe a bit of a strange one but any advice welcome. Almost 20 years ago I came to terms with having a serious gambling problem. With help I managed to kick the addiction. Part of the process was sorting out debts with the help of MABS. Credit union. Banks etc. I did have one...