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    AIB Who has complaints at the Ombudsman stage on the simple vs. compound interest issue?

    Stage 2
  2. E

    AIB How is AIB calculating the interest on the 12%?

    Thanks @October2019, lets see what they come back with.
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    AIB How is AIB calculating the interest on the 12%?

    Hi @October2019 you're right, my calculations are wrong as they start of 1st July 2011, not 2010 and amount to €17510, cheque received was for €17677 Principal when ended €398136.36 on 22/06/2010, write down €47776.35. Let me know what you come up with
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    AIB How is AIB calculating the interest on the 12%?

    Got my cheque this morning and it looks like it is correct, based on compound interest and about €150 higher than the calculation in the calculator provided in the forum. How could they have gotten it so wrong that for some used compound interest and others, simple interest?
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    AIB tracker offer pulled

    @Paddygreen when did you actually draw down. In my situation I had a letter of offer end of Feb but my Tracker was withdrawn in May/June, long before it was officially discontinued. Currently with my Solicitor, waiting on the outcome of the current issue.
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    AIB My capital balance has been reduced!

    Wow, just checked this morning, capital reduction of about €47K. Incredible, I thought this day would never come. Thanks for all your hard work on this Brendan.
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    AIB My capital balance has been reduced!

    Mine wasn't done yet, the wait continues
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    Positive look due to redress payment from AIB?

    Oh so now you're having a a go at us bald men LOL :D
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    AIB AIB has accepted the Ombudsman's decision and will be rolling it out to 5,900 impacted customers

    Absolutely no time given to my complaint, just copy/paste and move on
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    AIB AIB has accepted the Ombudsman's decision and will be rolling it out to 5,900 impacted customers

    Got a response this morning from Minister Donohoe, copy/paste Dear The Minister for Finance and Public Expenditure and Reform, Mr Paschal Donohoe TD, has asked me to refer to your email of 20 May 2020, in relation to your dealings with AIB. The engagement the Minister and his officials have...
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    AIB AIB has accepted the Ombudsman's decision and will be rolling it out to 5,900 impacted customers

    Yep, looking forward to seeing how they ruin my long weekend. :)
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    AIB "How much will I get?"

    I believe we are all in the same cohort, we have clause 3.2 The below is from AIB themselves, see https://aib.ie/review-of-tracker-mortgages In early February we announced that we had made an additional provision, primarily in relation to an FSPO decision on an individual case relating to a...
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    AIB AIB has accepted the Ombudsman's decision and will be rolling it out to 5,900 impacted customers

    Got the same this morning I refer to your email. While the Central Bank does not have a statutory role in investigating individual consumer complaints, we use any information that we receive directly from consumers to guide the scope of our broader supervisory work. I can confirm that the...
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    AIB AIB has accepted the Ombudsman's decision and will be rolling it out to 5,900 impacted customers

    Just sent an email
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    EBS Appeals Panel partially upheld my appeal for more compensation.

    Just wondering if the fact that AIB/EBS have conceded and put BW on a tracker would impact the AIB cohort?
  16. E

    Some new tracker cases from the Ombudsman

    I get you, key point here is "Siobhán and Philippe started enquiring about a mortgage in early October 2008." and I overlooked that.
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    Some new tracker cases from the Ombudsman

    Sorry Brendan but with all due respect, maybe not the same but I applied for a tracker mortgage I was offered a tracker in writing and they withdrew it. I did not apply for a fixed rate ever, I had to fax them a handwritten letter with my preferred rate after being told over the phone that they...
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    Some new tracker cases from the Ombudsman

    The last one is interesting, similar to my issue. I have a letter of offer and application for a tracker and also the fax that I sent in March 2008 stating that I was requesting a fixed rate as the bank had phoned and advised that the tracker was no longer available. This was 9 months before it...
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    KBC KBC - infamous flyer timeline

    all gone eerily quiet here :) Last one was [broken link removed]
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    AIB tracker approved in 2008 and when we went to draw down it was rejected

    To summarize my last post Technically we could have switched but we were too far gone on the sale of the old house and had to be out quickly with nowhere to go My broker was my father in law who worked for a company that have left Ireland and was ex AIB and like us, took AIB at their word We...
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