Search results

That's a given! I was asking if anyone one here may know or have experience with a similar criteria before doing so. Lets give those people an opportunity to reply maybe, those who don't know anything about this, can ignore my post and not reply, save us both the time.. Thank you for reading it...

Can I ask if anyone knows if the following scenario qualifies, as when I log into HMRC portal it says I've 3 full year contributions. Worked in the UK for mainly summer periods over 3 years. Was a student so worked for 4 months, 6months and 4 months in consecutive years. Do you have to have...

..and how are they identified with no IBAN? Your IBAN is German. If they said I was covered there it would make more sense. I have had accounts in French banks before and they are very particular. I had to be there in person as a non resident. I have nothing to say I have any connection with...

I got that blurb as well. But I asked them 2 clear straight forward questions and all they could give me was that blurb from the website. However I picket out that quote to post, when I eventually got it from pressing them - ("your funds are attached to an open savings deposit product with...

I have been trying address issues raised on here as to if Younited are part of the DGS in France, as an earlier poster said there is conflicting info on the Younited website. I have asked Raisin straight out a number of times if a deposit is in an actual bank account with them, as there is no...

What do you mean by 'as part of a trade'? Below is the relevant paragraph from your link. Are these conditions the same for all Irish Gov bonds or do they differ from bond to bond with different maturity dates? However, where the bondholder resident in Ireland is dealing in Government bonds as...

Thanks for getting back - What I am asking is if I buy an Irish gov bond through a broker that's currently trading at say €90 (which was obviously issued at €100). Then I hold that bond through to the maturity date, thus getting back the €100, am I liable for CGT on the €10 that I make for doing...

Did anyone get a confirmation on the CGT implications of this, if there is any?

...Also, I am reading above there is no CGT on Irish Government bonds. Is this still the case if the bond was bought from someone else at a discount thus realising a profit on maturity? Is this profit definitely exempt from CGT?

Can I pick back up on this thread to see how anyone got on trying to buy Irish Government bonds. I have checked on Degiro and there are bonds up there that have varied maturity dates available. This would seem much cheaper than the brokers here in Ireland. I was looking at bond that has...

Can I ask people who are customers of Raisin bank something here. I assume you have all done a due diligence on them. Who are they and why do you have to use them to get an interest rate with a different bank. Could this not be done directly with the banks you end up with? Are Raisin actually a...

I just contacted Energia and the rep told me something I didn't know. I assume this would go for all suppliers. As much as our contract is up today. The 41% discount we had will remain in place until the end of the current billing period which is Jan 19th. This would make it crazy to switch...

I I looked into this and was told you have to verify you have an EV to use it. If you look at this rate there is a ceiling on usage beyond which you pay a higher rate. No idea if it's sufficiently high not to need higher rate if you have an EV. Standing charges given tend to be the lower Urban...

Having just spend the last 4 hours going through the providers I though I would share a couple of things. We are about to come off a contract with Energia that had a 41% discount. All providers seem to be offering a ten percent discount at best, but you need to pay attention to their kw/h rates...

Any idea why the bank would want your MPRN number to fix with them? This is just for your electricity supply I thought.

Would you fix allowing for the remaining term and details given, if the conditions were yours or stay on the tracker? After the fix it rolls off to variable.

Thanks Brendan, not sure if they are that interested in a small place in Kildare when they are about to leave the state! :)

How would this come about? It seems I only sign it and send it back. Am I missing something as to how fixing process is done? It's not a buy to let rate. From what I understand a lot like me aren't. I didn't think about the 5 years.

1) Existing tracker - ECB + 0.75% (Currently paying rate of 2.75%) 2) If you have an additional mortgage on the same property, what is the rate? NO 3) Amount outstanding on your mortgage - €72K 4) Remaining term - 8.4 years 5) Lender - UlsterBank 6) Value of your home - About €300K 7) Might you...

Would be great to have a table compasison or something outlining what each bank does and doesn't have/charge . This thread seems heavily tilted on peoples individuals needs rather than a like for like of the banks. Unless you can identify with the person posting it's hard to judge the bank tbh...