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Thank you for this advice. My wife was curious too. We are in no difficulties and have met all our repayments in full. Our tracker is 1.1% cheers Gaetan

Hello. Not sure if this is the right forum to pop the question. We are on a tracker with PTSB and I was wondering if we could avail of the interest only repayment. We are not defaulting in our repayments so I don't know if this is viable. Is it worth switching to an interest only repayment...