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Yes Monbretia, that's what I am planning to do. Was just wondering if they will automatically waiver it and haven't had the guts to progress it until this letter arrived in yesterday.

Ah yes, it is with Irish Life. Apologies, I declare it is useless because it will never pay out as we hadn't declared significant health issues (addictions) which were then declared on my last Standard Financial Statement review where I had to produce receipts for hospital bills, counselling...

Have a couple of queries that are stressing me around my mortgage being transferred to Pepper. 1. We have our mortgage protection insurance policy with PTSB and they have stated in their letter that "If you pay any of your insurance policies as part of your mortgage repayment then you will...