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What makes you think that EU UCITS bond funds are higher yielding? I don't understand what you mean? In regards to the tax there are other factors such as income level, reliefs and costs to take into account.

Hi Gordon, I would like to see some clarification of why you think that there is a better choice of "higher yielding stuff..." bond funds in UCITS? Is that what you really mean? Jimmy

Hi, if you want to complicate your life have a look at where they offer a 6.2% interest rate on deposits. The deposits are converted into bitcoin however. They also do loans. I wouldn't advise doing this as the security of your deposit won't be the same as a bank. In addition if you ask a...

If you are invested then you have security over the underlying assets in some form or other with most of the platforms I have looked at. If you have more than 1M+ then this might become a consideration to address via multiple accounts or by using a trustee bank etc, otherwise just invest and...

Hi, just one thing I would add, perhaps the only way to get "comfortable" with paying very large Irish style fees is first to do what Zebedee suggested and check what you can get in regards to fee reductions for larger amounts. Then you could work out the advantage of holding a pension (lowest...

hi another pension story, I am sorry to hear that you have poured money into one and its not moved despite one of the best stock market runs in history. Strange. It ain't inflation that's killing your returns, its the costs as you rightly point out first, I am also guessing that the annual 1.5%...

sure, As you obviously already know EPPs involve a range of charges which you can check for each provider. I had a look at Davy and they are steep and there are a lot of them. The charges for Standard PRSAs are capped. They cannot be increased above the upper limits throughout the lifetime of...

KISS = Global aggregate bond fund e.g. AGGH Global equity fund e.g. IWDA Emerging markets fund e.g. EIMI Global small cap fund e.g. WSML That's it or whatever better version someone can advise here, (mind you don't hold your breath). Forget shares, invest in UCITS, pay your taxes and go to the...

Hi, invest it yourself and don't pay anyone apart from the platform and the inland revenue. Figure out what is the most effective ETF's (and funds) that suit you and that provide maximum diversification. Then decide your allocation according to your risk profile. Keep it simple s. Get a pension...

The regime that I believe that you are referring to is the "non habitual residence" status. This is available in both Portugal and Malta in different forms. The Portugal version requires that you have not been resident in that country for the previous 5 years. You can receive your pension there...

https://www.independent.ie/business/irish/judgment-of-159000-against-dublin-4-financial-adviser-37794624.html

https://www.justetf.com/en/login.html https://www.etfinfo.com/en/statistics/ http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000S7J6 That's a start. Oh and https://uk.finance.yahoo.com/ is a good general resource where you can build up a notionary portfolio.

Good luck with that one on here!

Don't forget Bank of Scotland Ireland where the Scottish bankers lent vast sums of money to a lot of Irish people. This was an UK government problem too.

No probs, just get in your roller and you will get there in no time at all

FYI Seashell of Lisson Grove, (not a bad option and comparison): A regular bag of chips is £2.20 (large is £2.90) A regular cod is £7.60

+1 My preference would be for Vanguard and Blackrock to brought in by the civil servants to set up a scheme for ordinary investors which would be transparent and simple enough for clarity based upon their international model with ultra low costs. That would p--s off the advisers but is a...

Hi sorry, I am not Irish I haven't insight into the detail of the taxes. But I assume its 25% Tax Free and tax at your rate from memory? The reason I am interested is that the difference between the best deposit rate that you can get that is tax free is the Solidarity bonds which offer 1.5%...

So 41% on gains at exit? or 25% tax free lump sum + PAYE rate on withdrawals I guess?

And what would the tax rate be on that?