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Yeah all fair points. It’s just frustrating when it’s the right house but you may have to go with another because of timing.

Hi Brendan, Thanks for the reply. The balance on the mortgage is €240K and the house is worth the same. It’s with PTSB and it is a tracker, not a great one though. It’s 2.25%.

Hi folks, After years of being stuck in a negative equity situation, I’m finally in a position to buy out my ex. The mortgage is in both names, the house has been rented and we’ve both contributed equally to the upkeep of the property. The house is now at break even point. Never been in...