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I had a very positive experience over paying via SO with Aib also. Zero hassle.

Thanks for the replies. I'll speak to my solicitor and mortgage broker about likely wait times. 12 weeks or less with tandem probates I could do - especially if vendors were locked in with signed contracts . 2 consecutive probates of 10 months each i couldn't. I want to proceed with this house...

Hi I went sale agreed on a house where probate had been lodged and I was lead to believe most of the way there, contracts issued but not signed. My own solicitor has uncovered today that the probate before this probate was never done. That needs to be done first, then the probate of the...

Excellent, thanks for that

Are kbc still Offering cashback on mortgages? I can't find anything on their website

Thanks Brendan, I see what you are saying. All of the above are valid points. We have/are considering all of them as a family but we wanted to close out the tax considerations first because the rest is moot if the tax implications would prohibit the whole thing anyway.

That's great Gordon, thanks for the reply

Just so I understand - I can't avail of the inheritance tax exemption because I'm not inheriting the house I'm buying it? The transaction therefore counts as a gift of the difference between market value and sale price. And I will owe 33% on any part of the gift over eur313k? Who will...

Thanks Gordon On eur310 threshold, if the house were valued at a million and we still went ahead with the purchase so I was deemed to be gifted eur400, 000 what would I owe then? Its a house in Dublin where the neighbours houses aren't compatible so it's hard to guess what it would be valued...

Hi 4 years ago I moved in with my elderly father to look after him when he was recovering from a major surgery. Im still living there now and have an apartment thats rented out (all legal, registered with PTRB, pay 'second homes' tax etc - I can 'prove' Ive been living at Dads that long...