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Hiya folks. So. The recession got me and I was forced into Bankruptcy is Jan 2018. I was then discharged in Jan 2019. I went back to school, retrained, recently got a new, well paid job and am looking forward to the future. I saved a couple of thousand in the credit union and then took out...

DO IT ONLINE! I could not believe what happened. My daughter turned 18 and her passport was out. She got her photo taken at one of the authorised photo shops that give you a reference code and a hard copy. She applied online with the supplied code. Expected date was weeks away. It landed...

When declared bankrupt in the high court, they did everything. I am assuming they do it all again now.

CHRISTOPER LEHANE (OFFICIAL ASSIGNEE) of Insolvency Service of Ireland, Block 2, Phoenix House, Conyngham Road, Dublin 8 is full owner as tenant-in-common of 1 undivided 1/2 share(s).

I am the original OP. I got a letter from land comission. saying they were registered on the land portfolio as owner.

I didn't have my half till recently, maybe that held it up

I don't understand. Which paperwork? I don't have a solicitor.

The mortgage is a1.1% tracker and the isi wrote to me to say they were giving it back to me.

Just a recap. I am a discharged bankrupt who had a business loan. Went back to school and am now trying to finish my degree. Now the family home is in the firing line, joint names with wife. PTSB Approx figures. 120k paying at 500 per month. 120k warehoused. Total about 240k. So...

No problem. My case in on the site already, was just offering support as it is horrendous to go through

I went bankrupt and was released this year. Feel free to pm me for info and or support/advice.

I have been referred to seetec. I have a nasty history with bankruptcy and vulture funds and broken promises. When you call seetec, the machine says all calls may be recorded for training and quality purposes. After reading loads about Seetec, and my previous experiences, I know that a verbal...

Update. Got his and hers registered letters during the week. I was trembling. I knew it was coming, but have not had a visit or call or any contact whatsoever. They have decided no equity in the house and none expected by my anniversary in January. Accordingly, they are giving me back my...

There was a case in the press recently where someone was caught collecting social welfare while sitting on a large sum of money in the bank. They discovered it due to DIRT tax returns, linked to the saver...

Outstanding mortgage is about 250k

I understand, perhaps incorrectly, that it is returned to me. At present, my wife has half, and the insolvency service hold the other half. With the current climate, it is impossible to tell what is happening with property prices so I am trying to gain insight in what may happen. The...

So, hoping everyone is well, and avoiding this virus. So come January 2021, I will be three years post bankruptcy. I believe the insolvency service are due to value the family home (50% stake) anytime now. I was hoping to get it done sooner rather than later but it appears house prices are...

Imagine a situation where a family home is in special measures with PTSB. A genuine perfect-storm hit a family. One parent a discharged bankrupt. That parents half of the family home is with the OA and is due for valuation possibly next year which may or maynot show a small equity. The...

I have seen a notice on my waste collection companies website saying, please keep access open as truck could not get in today. They posted a photo of the road blocked by badly parked cars. I guess it is a good way of stopping complaints of non-collection. Could be a similar situation.

Anthony McGee, McGee Tallaght Village. He sorted out two friends of mine.