Search results

Thanks for that galway_blow_in. It sounds like a plan.

Sorry, just getting back to you. The above rate 6.5% is from KBC- their early payback (non fee) is restricted to the first 10K. I'll have to study their terms in more detail. The CU is more expensive, but you can payback without penalties, I believe.

That might be the way to go- i.e. take out a CU loan and later clear it with mtg retention funds. We never drew down the full mortgage at the time as we didn't want to overextend ourselves, then the crash came (notwithstanding).

They wouldn't be in a position to, no.

Bit of a Catch 22- if I get a job I won't be available to do the work on my house. I thought that now would be a good time to begin.

Hi there, What is the best route for borrowing 25K for a home improvement loan? There is 80K left on our mortgage (and 11 years). Our original mortgage has 20k which was never drawn down- we recently went to Ulster bank about same, but as I am currently out of work we were unable to access...