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Has anyone got word back from the ombudsman good or bad ?

Ya I was through a broker also and advised to fix from the start that seemed to be what they were pushing at the time

@Wonder that is good to hear What Is your complaint based on, for instance Wording in contract or lack of explanation of rate, pre flyer ect many thanks

@Wonder do you have some insight into this or is it just your view?

Not sure what letter he’s referring to If it’s not the flyer it sure would be nice to see it.

I am in the same boat with the lenders prevailing variable rate, I do think that this was the tracker at the time and was worded that way when you fixed from the start which I did like many others. Unfortunately thinking and proving are two different things. Wonder what’s padraic kissane...

Reading between the lines, Looks like kbc might still have issues

Anyone know if the tracker mortgage review is over yet, have kbc somehow got away with the remaining ones ?

Well done johnc6 That is well put together and a argument that is likely to win going by the central bank guidelines let’s hope so Also this is dragging on now I think there are still more people affected that will come out soon.

No They said that my account was not in scope, whatever that is suppose to mean

@peemac That’s not true my contract and many others started on a fixed and the wording is, At the expiry of the fixed rate period the lenders prevailing variable rate will apply and doesn’t explain that rate anywhere.

Congrats on being included Padraic kissane mite be able to help advise you on compensation amount Did Kbc ever write to you to inform you that you were is scope of the central bank review ?

Kbc (iib) done most of its business through brokers, so we are customers of the broker don’t see how the central bank are letting them away with that.

This is the flyer See the way it says all fixed rate customers will roll to tracker, nothing about new customers. About the new tracker product it says available to all new customers in big bold writing opinions ??

I don’t think the first paragraph is in my contract I may have a look at it again.

Are these two paragraphs from different years, the first one explains the rate the second one does not. The first one says the rate may vary from time to time in line with general market condition ie svr. The second one does not explained the rate, it should at least explain the rate.

Good article all right, shows the tracker mortgage scandal is far from over. Rightly pointed out Brendan EBS and KBC should be added to the list, that would bring numbers above 10,000 hard to believe at this stage still so much resistance from the banks.

No Kbc seem to be sticking to their guns on this one. Not sure what Padraic kissane Or the central bank view is doo ??

Pk told the finance committee awhile back, that the flyer was for all fixed rate customers, it was a drive to maintain existing customers. I don’t know if he has changed his mind on it or not. I also share your view on it.