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excellent news - time to switch and save!

Hi I have Bord Gais duel-fuel at the moment, and want to switch to Energia However, I have HIVE from Bord Gais and rely on it a lot, and am unsure if I will need to pay a monthly subscription to HIVE if I switch away from BG? Anyone know if HIVE will not work AFTER I switch to Energia? Anyone...

Maybe if the 10% compensation was compounded interest on the actual interest overpayments for the full overcharging period it might feel somewhat more equitable than the 10% on the final redress figure like they are offering. Even matching the surcharge interest rate that they apply to arrears...

Hi Irish Times (and others) broke a story on Dec-23-2017 stating, "Bank hikes minimum threshold for independent advice payments from €250 to €750" (google for "Bank of Ireland trebles upper payment for advice for tracker victims" ) They indicated "“Customers who have already received their...

Hi as far as I can tell, banks are obliged to deliver on 2 key points in relation to compensation/redress. 1. give back the over payment in interest, and offer compensation on that (the notional 10-15%) 2. adjust loan balances to where they should have been if you had been on a tracker for the...

Hi I think you probably got (interest overpayment + time value of money) and 10% compensation of that According to central bank your loan principle balance is also expected to be reduced to the level it should have been at if you had been charged the right rate. That loan principle adjustment...

BOI "compensation" appears set at 10% of Total Redress, calculated as follows "How Much you Paid in Interest over the period" = A "What your Interest payment should have been during the period" = B "Total interest overpaid = (A-B)" = C "Interest they will pay to reflect the time value of money"...

Hi Am with BOI and have received redress letter confirming that they will pay back the money they wrongly took from me by overcharging me on interest for the last 9 years. They identify exactly what they will pay me, namely Redress, Compensation and €250 legal advice Their definition of...