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    State Contributory Pension .-Advice

    Hi Meath lady- it seems to be quite complicated how SW work it out. . My working life was 1974 to2022. Mix of D and A contributions. I attach letter showing I have 1397 contributions with an average of 29. I queried this as I was originally given an average of 27. This made no difference to my...
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    Transferring money to daughter in UK

    Thanks all for the help on this. I went with BOI and got a market rate on the day of around .85 .No charge to recipient and I paid €50
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    Transferring money to daughter in UK

    Thank you @peemac . I didn’t know that and I am leaning towards using my bank
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    Transferring money to daughter in UK

    @PoundMan Thank you for this- I’m interested in using Currency Fair but not sure how to PM you‍♀️
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    Transferring money to daughter in UK

    Update on money transfer- daughter’s UK bank does not facilitate a € account. I have been looking at currency services and am signed up to a UK based company called Key Currency. It all seems legit and very positive reviews on Trustpilot. I am still nervous to do the transfer as €50000 is a lot...
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    Transferring money to daughter in UK

    Thanks all for the replies- sounds like a great solution @Right Winger - I will check with her if her bank might have this facility
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    Transferring money to daughter in UK

    Hi I wonder if I could get advice on transferring €50000 to my daughter who lives in UK to help her with house renovation. Do I incur exchange charges? She is ROI domiciled and this amount will count as part of her inheritance threshold . How much can I transfer via Revolut or is this risky to...
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    Suggestions about purchasing a good mattress

    Ikea mattress - you have to buy Ikea sheets!! Standard sheets from Penney’s don’t fit an Ikea mattress..
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    Perfect Fit Blinds

    I bought them from Sunset Creations and they supplied and fitted
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    Perfect Fit Blinds

    Hope this helps!
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    Perfect Fit Blinds

    I have these for 7 years on bifold doors. Look good and happy with them.
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    Need help with credit union balance

    Best place to ask is your Credit Union.Looks like very round figures...Balance you owe is €2000 but you have built up €600 in arrears.
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    Credit union bereavement

    Anything over €23000 will go to the estate of the deceased. ASAIF this includes savings and insurance
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    Coming to the end of a PCP agreement and want a new car

    No I’m definitely not walking away. My car is worth about €14000. I’m thinking I will pay it off and drive it for a while. If I find a cash buyer I will reconsider a pcp.
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    Coming to the end of a PCP agreement and want a new car

    Thanks Feemar and Brendan for the input. My options are (1) hand back the car and walk away”literally” (2) Upgrade to a new 191 model with same pcp monthly payment and balloon payment at end of 3 years- not sure how much that would be exactly as I haven’t gone to the garage to discuss as yet...
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    Coming to the end of a PCP agreement and want a new car

    Coming near to my three years on a 0% pcp and have to make a decision . My gmtv is roughly €10000 and I am lucky that I have this amount saved. I want a new car and will probably stay with the same make and model. I have stayed within the mileage guidelines. Reading here I feel like I am making...
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    Credit union savings

    AsV Biiz74 said. Any savings since loan was drawn down can be withdrawn.
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    Alternative to Laya Company Care (Excess)

    Thank you so much Snowyb for your prompt reply. Yes refund is €500 for us both. I then claim the difference in tax relief. We are outside Dublin but have used the private hospitals on occasion.Though I feel the cover is very expensive@ €400 per month it is reassuring as we get older to have...
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    Hi im looking for a topup loan cu of 4k .my original loan was for 5k total to pay back 6k neary half

    Depends on your ability to repay.May not be treated as a top up unless it is for the same purpose.
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    Alternative to Laya Company Care (Excess)

    Hi Snowyb, Looking at above info with great interest. We are with Esb Medical provident fund and pay 395:8 per month. We are in our 60s with some health issues. We usually get about €500 back per year on annual claim for gp,prescriptions and chartered Physio. My better half is very reluctant to...
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