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Maybe a daft question. Sorry !If a married couple reach the age of 65 and both would meet the PRSI requirements for JB over 65s. Could they both claim JB or would it be one claim with a dependent?

I mean a married couple. Wife lost her job and will apply for Jobseeker Benefit. Spouse is signing on for Credits at present. Can wife claim for Spouse as dependent? If yes, will spouse still receive Social Insurance Credits for State Pension?

Hello. Can somebody who is claiming Job Seekers Benefit make a claim for a dependent spouse who is signing on for Credits? And will that spouse keep receiving the Pension Credits? I did not find any information on the relevant sites. Thank you.

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Her Statement says the yearly fund maintenance charge is 0.86%. So say if she would find another company with lower charges how is the transfer technically done? You just tell Ark to transfer the pRSA to Company xy?

Hi I am wondering about the Creditability of Ark Life. My wife is in the process of transfering a matured PRSA into a AMRF with Ark Life. I see that Ark Life is no longer owned by AIB and is closed for new business. They still have offices here in Ireland. Is it possible to transfer an AMRF or...

Hi Fergal19, thanks for that. I understand that if she wants the ARF option she has to be in receipt of Pension Income of min.12700 which she hasn't at the moment because she is still working. So only option is Annuity ( the rates are very low I think) or AMRF where she can draw 4% yearly. I...

Thank you very much for the reply. 1. This PRSA is not linked to the HSE scheme. 2. I think she would be able to buy back years. I think we now have to look at ARF or AMRF. Annuity would not be the right thing. Question: How is this Euro 12700 Rule handled? This decides whether she can take an...

Hi guys, my wife was trying to avail of this Trivial Pension Option. We filled in the form with the Ark Life Advisor and sent it off. We now got an answer from Ark life saying: Based on your HSE Scheme and the current value of your plan you would be outside of the limits to be eligible for this...

Yes she is taxed under the PAYE system. Thank you very much.

Hi Guys, my wife has a small Prsa of ca 30000 Euro which comes to maturity. I was wondering if anybody could tell me if she take the Trivial Pension option how is the remainder of ca Euro 23000 after the lump sum taxed?

Thanks guys that made it clearer.

I always wondered about this. Some Providers offer an energy mix eg coal and green energy others offer 100% green etc pp. My question might sound stupid but when I switch my provider what I get out of my socket stays the same. As far as I know we get our Electricity from an ESB Hydro electric...

I was under the impression that people complain that large trawlers from other EU countries were allowed to fish the Irish waters since Ireland joined the EEC. I am not familiar with quotas and the EU fishing policies but it seems a repeating stereotype that other EU Nations steal the Irish fish.

Hi guys, I came across this Anti EU slogan so many times in Ireland. Can somebody give me a deeper explanation. I am not Irish and I wonder if this is just cheap populist Nationalism or are there facts to support this? What are your views?

I got paid this week. I just wonder would that be the last week then?

Hi I have qualified for Job Seekers Benefit on the 13.11.2017 I think I should be getting this for 234 daus / 9 months. Could anybody tell my the exact end date of it? Thanks.

What to do with their Digipass? More electronic litter. I guess i send it back to them. Mark the envelope FREE POST. Any better ideas?

Does anybody know what interest rates are Ulster Bank paying for this type of account. And is it advisable to invest for a period of a year or thereabout?

Hi everybody, following situation: i worked about 5 years in a very stressfull IT environement. I got quite ill at one point so I decided to look for alternative employment preferably part time. For transition and to ease the financial burden I applied for job seekers benefit. I stated in my...