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I receive a 0.2% discount on my mortgage interest rate for having a KBC current account with a certain amount deposited each month. Will I lose this benefit if transferred to BOI?

My mortgage with kbc was drawn down in 2005 in one lump sum. I was on a fixed rate for the first year, then we put one third on a tracker and two thirds on a fixed for 2 years. At the end of the two years the whole loan rolled onto variable so we fixed the whole lot again for 2 years. No tracker...

I drew down in 2005 through a broker. Started on fixed rate for 1 year. After year one I put one third on tracker and two thirds fixed for 2 years (march 2006-2008). At the end of the two years the whole loan automatically went to variable rate so I fixed again as the rate was lower. I wasn't...

Congrats. Mine was part fixed part tracker in 2006 and then in 2008 the whole lot was fixed. After that we were never given tracker. We've been returned to tracker for part only and received redress and compensation. Wonder what the difference was with your case?

I got mine in post today. Mine was split part tracker part fixed in 2006 but I'm only being returned to tracker and redressed for the 1/3 portion. I'll appeal the other portion and am in contact with PKissane. Compensation was roughly 20% of overcharge and TVM was approx 2000. Interestingly they...

Well I finally got a reply from kbc to my email of Feb 17th. The email I sent had 3 questions. They've sent a response to one and ignored the other two. The response I got related to a capital payment I made off the loan. As the loan is split I wanted to take the capital payment off the non...

They did state that anyone deemed impacted will either be settled up with before end of March or if not they will get an update and be sorted before end of June. Knowing how poor they are at responding to queries via email (over a month and counting in my case) we can expect a vague 'update'...

There are a few on other threads who have received cheques. The level of compensation seems to vary from 10-20% so it's not the same for all impacted. There's more detail in the other kbc related threads

Unfortunately that's the case. Was hoping to at least get a response good or bad before taking it further.

No, I just think that every correspondence is reviewed to ensure does not implicate them in anything. They have "not answering the question" down to an art form. Agreed. I've sent emails previously and had an answer within 3 days . It all depends on what you ask. In my case this time I've...

While I understand they are exceptionally busy their response time is awful. I've been waiting for a response to my email since Feb 17th despite being told it would be 3-5 working days. A month and 3 phone calls later and my queries remain unanswered. Not good enough

Is compensation approx 20% for all kbc impacted customers or is it different for each case/cohort?

Hi Maureen I'm in a similar position. Our mortgage was split into part tracker part fixed in 2006 but since 2008 it has been all on the same rate as a whole amount. However we made a large capital payment in 2015 but unknown to us KBC took the amount off the portion of the loan now being...

I emailed the tracker team on 17th and 19th Feb with queries regarding my account. There's been a partial rate rectification for the mortgage but no letter or communication since .I rang today to follow up on the emails but was told I won't receive a response until at least next week which will...

Hi I'm in the same situation. Between 2006-2008 I had 1/3 on a tracker and 2/3 fixed. At the end of the fixed rate the whole loan reverted to svr so I fixed again. They are giving me tracker on 1/3 only. The fixed part says revert to prevailing variable rate but I did discover notes by KBC...

I'd definitely agree. I sent them an email enquiry on 17th Feb and haven't got a reply yet. Made a follow up call early last week and was told they would contact the mails department to check if they received or read it. Initial email acknowledgement says response within 3-5 working days

Crazy tbh. It states 'all iib fixed rates will now roll onto tracker upon expiry ' it doesn't say all new fixed rate agreements or all fixed rate agreements due to expire in Feb 08 or any other permutation of the same. It seems incredibly clear that if you were on a fixed rate at the time then...

Sorry if I'm going over old ground but in regards to the flyer how is it that people are saying it only applies to new business draw down from Nov 06 to Feb 08. I see the 0.9% tracker is for new business but the 1.25-1.4 doesn't specify new business. I drew down in 2005 and fixed March 06-march...

I've had my mortgage with KBC since 05 and am included in the group considered impacted. I have never received communication from KBC at the end of a fixed period (of which I have had 6 at this stage) as regards notification of end of fixed period, what my new rate/ repayments would be or indeed...

Thanks so much for your help. It's certainly complicated .I don't have anything in writing unfortunately re the 2/3 portion being entitled to a tracker .I have discovered however from notes taken by kbc from phonecalls (data access request ) that it says the '300k qualified for tracker...