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Mortgage advisor ( not broker ) phoned me few days ago and said its all about our incomes and not ICB what I was worrying the most ..I'm just surprised that AIP says 140.000 ...when we only getting 105. 000 ( but if I understood right they still wont give me full approval letter now for that...

We had no loans when applied for mortgage . I just ment we had CU loan last year and it was no problem to get this loan even having not perfect ICB report.

He , so we have lost the house and had booking deposit transfered back to us.. Bank is lending us "only " 35.000 less than promised. We have 60.000 in savings and the house we wanted costs 195.000, on the letter in principal says we will get 140.000 so thats why we were looking at houses priced...

Hi again, I got a phone call today from my mortgage advisor asking me to bring my ICB record letter. I handed it in straight away. I'm just wondering did the bank not do ICB check yet ? My ICB shows 5 fully cleared loans, never missed any payement ( each loan was €3.000-10.000) and it shows my...

Hello, we got approval in principal with Ulster bank, found the property ,went sale agreed,paid booking deposit,after that applied for full mortgage. We are paranoid we wont get full mortgage because last year we missed 2 credit card payments ( it shows on my ICB,my other half has no issues on...