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God thank u so so much for all the info. I had been onto BOI yesterday and they said a break out fee would be as of yesterday €130 obviously today could be more.. I'm going to look into the above and will post details of what I go with..Thanks again, its a mind field and this has hugely helped...

Hi Paul, If possible would really appreciate some advise on the below, if u get a chance, thks • Current lender BOI • Outstanding mortgage balance (how much you still owe) €155,00 • Approximate current value of your property €270,00 • The date you started your fixed-rate mortgage (month and...

Just to let ye know, I got my final decision back today on Tracker dispute with Ombudsman on Discounted Tracker rate & it was rejected. PTSB t&Cs were up held

I am also currently in adjudication stage and waiting on the Ombudsman to issue a Preliminary Decision from 6th Feb 2020 and my initial complaint with the Ombudsman was submitted in Mar 2018. They said in Feb that this preliminary decision could take between 6- 12months.

Hi DeeMc2017, I have my complaint with the Ombudsman since Mar 2018. We have been back and forth with my submissions and PTSB replies and then PTSB submissions within the last year. My file status since 16th Dec has progressed to formal adjudication as neither party has any further submissions...

Hi all, so I received my resolutions letter from PTSB this morning and I'm not included in the Redress for Tracker mortgages. They have advised that there was nothing in my contract to state that I was to be offered a particular tracker or interest rate on expiry of my 1yr discounted tracker...

I had complained about being mis-sold a 1yr discounted tracker mortgage I have taken out with them in OCT 08 and then given a ECB +3.25% rate along with SVR rates. Switched to BOI a yr or two later when my rates went to 5.7% with PTSB. I'll see what they have on the resolution letter tomorrow...

Have been advised by PTSB today that my resolution letter which I had open since last Oct has been issued on Friday last 9 Mar so should be getting this in the next few days. Couldn't give me any info over the phone so will see what they have to say on this.

Hi Guys, I'm new to this forum & have found all your posts really helpful but I'm so confused as to whether I'm part of this redress or not. I have a complaint with PTSB since OCT regarding the discount tracker issue & am getting letters every few weeks to say there are still investigating this...