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  1. V

    New BOI credit card but unable to use online

    I might cancel the card. it shouldn't be that complicated.
  2. V

    New BOI credit card but unable to use online

    The card is activated and can use at shops but unable do online shopping, book hotel or flights as those transactions needs to be authenticated through 365 app. i don't have a current account with BOI so basically they need to provide me a user id and pin to set up the 365 app to complete online...
  3. V

    New BOI credit card but unable to use online

    I have recently signed up for BOI credit card and received the card last week. i can't use the card online as the transaction needs to be authenticated through 365 app. user id is required to set up the app but they never send one. i have contacted customer service 3 times in last 5 days but...
  4. V

    N26 “markup” fee

    Same story here... i was in Denmark and Sweden last week. all my transactions had a 'mark up' fee attached. some up to 1.22%. my stay was between Monday to Friday and most of the transactions were done in banking hours.
  5. V

    2020 Statement of Liability available already

    Did anyone actually get the liability cert. mine is showing as 'available shortly' since last Saturday.
  6. V

    2020 Statement of Liability available already

    Thank you. sorted now.
  7. V

    2020 Statement of Liability available already

    Trying to do the return. couldn't find a place to put 'stay and spend' tax credit.
  8. V

    Implications for mortgage holders of rumoured Ulster Bank pull out

    recently completed a mortgage switch to UB and also opened a current account as they are offering €500 for anyone opening a current account who switched their mortgage to UB as well. so i am waiting for a €1500 as legal expenses cash back offered for the mortgage switch and €500 from the newly...
  9. V

    End of year tax back?

    I have applied on 5th January and received an email saying it will be available on 17th January. just checked now but still keep getting same message "We are processing your most recent request. Your Statement of Liability will be available shortly".
  10. V

    Tesco Bank Seem to be Exiting Ireland

    I am also thinking about KBC if Avantcard is not going to provide tesco points. just waiting for confirmation regarding tesco points with Avantcard. I rang Avantcard and the girl i spoke said speding with Avant card will not earn Tesco points. Update: rang the number on letter send my Avant...
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    Tesco Bank Seem to be Exiting Ireland

    I am getting 1 point for every €1 spend in Tesco with Tesco credit card. so with Avant card it will be only 1 point for €2 oints added Transaction details Transaction value Total points 634000 XXXX XXXX 07/07/2018 TESCO ARDKEEN €7.62...
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    Tesco Bank Seem to be Exiting Ireland

    What happens to my ClubCard points after the transfer is approved? Your Avant Credit card will provide you with the same earn rate as you have today, which is 1 point for every €2 Tesco Spend and 1 point for every €8 spend elsewhere. At transfer, we will issue you with a new ClubCard so you can...
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    Tesco Bank Seem to be Exiting Ireland

    Only reason i am with tesco credit card is the tesco points. the letter from Avant says nothing about that. time to move on. anyone which card providers allows positive balance?
  14. V

    Tesco Bank Seem to be Exiting Ireland

    Seems online ordering of clubcard boost is permanently gone. it's not brexit they are just winding up services in Ireland. They are lot of companies/banks/insurance scaling down their services in Ireland. I have a phone insurance with simplesurance.eu but i can't renew it this year as they...
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    Switching to EBS or BOI?

    With the latest rate cut their 1 yr fixed rate is 3.15 %. Are you on a fixed or variable rate with ebs? I am more confused now to choose between EBS or BOI as EBS now offering to cover the valuation cost. that means cost of the loan for 12 months is same with EBS and BOI
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    Switching to EBS or BOI?

    Thank you for your reply I have approval in priciple from EBS for 3.15% + 2% cash back. I will be meeting a BOI advisor tomorrow. their rate is 3% plus 2% cashback + 1% (after 5years). Savig between 3.15% and 3% is only euro 174 for 12 months. not sure if starting(mortgage process) with BOI...
  17. V

    Switching to EBS or BOI?

    Hi all I am currently with Haven on variable rate. i was thinking to switch to EBS or BOI for cash back and lower fixed rate. My plan is to switch to BOI on a 1 year fixed rate then break away and switch to EBS . I thought about switching to EBS first and then to BOI but it seems BOI wants you...
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