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Hi Maurie, Delighted you won your appeal. I have submitted mine on the basis of stress and that we had to take out a consolidation loan to clear other debt to reduce our outgoings in order to keep above water. The bank insisted on this and it was at an interest rate of 8.6%. I wouldn't have...

Thanks a million for this Brendan. I am BOI and was wrecking my head trying to figure out if balance should be adjusted also.

I got mine today. It was from Jan 2009 when I came off the fixed rate. You need to find out why the have taken this as the date.

Hi Maunie. I got my letters around that time also

I have rec'd my letters putting me back on the tracker. Rang this morning about redress letter and advised some are issuing this week. However, they will not all be done before Christmas and there will be more going out in January.

Has anyone received their redress letter yet? I was on this morning and basically advised that the redress side of things may go into January/February.

Hi Tracks123 Regarding leaving the bank that shouldn’t be an issue. You are a customer irrelevant of where you work. Were you on variable until 09 or did you go on the fixed rate? If you didn’t go on the fixed rate what generated the need for an MFA in 09, was it a request from you to change...

I have 3 mortgage accounts on my house, the main one and 2 equity releases. The main one and one of the releases were on tracker and they have this week been re-instated. The third wasn't on a tracker but due to go on one after the fixed period. I have e-mailed the tracker team as no reference...

I was on to them two weeks ago and advised I was in scope to have account checked but no further info available at the time. I rang again this morning and have now been advised that yes my account was one of those affected and I would have a letter soon. So I would say just keep checking with them.

Hi, I am ex staff and I was on the tracker. To be honest I never questioned the option being taken away as I thought they could do what they want. I worked on the life assurance side of things so just took it at face value. I was the same as others with the change to variable in 2006 & then onto...