Search results

I wonder could this be the staff mortgages which are clearly entitled to redress!!

I am going to appeal on the staff portion of my mortgage and the fact it has not been included for any redress despite the the contract clearly describing the loan as fixed and also that it includes clause 3.2. Is it better to do this through AIB as a starting point?

Rarrr the terms and conditions of the staff mortgage state that it is a fixed rate throughout the document and it also had clause 3.2. AIB is digging their heels in on the issue but the terminology in the contract is misleading. I will be appealing this for sure.

Got the write down today on the non staff part of my mortgage but very disappointed to see no movement on the other part. Is this worth appealing?

Did you have the 3.2 clause? I don't understand why you wouldn't be if you had that clause in your letter of offer. I can kind of see why for the staff rate portion but the other portion was at the commercial rate. Hmmm a bit worried now!

Thanks so much Brendan for all your hard work. I have been following this for a few years now and it's fantastic to finally have a positive resolution!! I am a little confused on my own case. I received the 1615 in 2018 so I'm assuming I'm entitled to something back in July. The issue I have is...

Nothing so far!!!

Doyler1 AIB is still very much dragging its heels. Stall tactics also being used by them. I kept all my documents and Padraic Kissane confirmed I would be impacted but AIB hasn’t confirmed this yet to me despite complaint letters as well as several calls to the tracker team.

What is the next step for those of us in this prevailing rate scenario? Do we hold off and see if the central bank forces AIB into doing the right thing or do we go down the FSO route. My file is with Padraic Kissane but they are under severe pressure at the moment so I'm not getting much info...

Regarding the so called prevailing rate:- https://en.m.wikipedia.org/wiki/Contra_proferentem

I saw a post yesterday, it may have been the oireachtas debate itself, stating that Pearse Doherty is in the process of putting through a bill to enable affected customers join together to fight class action suits against the banks.

We must come together and keep the pressure on in the new year. I'd be interested to know what Padraic Kissane thinks of this paltry offer!

I guess we are one of those receiving a small refund. Checked my mortgage account yesterday and spotted an interest refund of €317 with a reference 2009-2016. If this is the extent of it we are not impressed. We have clause 3.2 in our T&Cs stating that we should have been offered a tracker at...

Still no word from AIB as to whether we are impacted despite receiving two letters stating that we are in the review. What I do find curious however is when I checked my mortgage online there seems to be an interest refund of €300 with a reference of 2009-2016. Do I take this to mean that this...

Has anyone heard from AIB yet? They are very quiet!!!

Wacko, can I ask if you had a tracker from the start or did you start on a fixed rate?

Jean84, have you made any progress with your case? I am in the same predicament. I spoke a gentleman at Padraic Kissane's office today who says this prevailing rate of 3.67% is a nonsense as trackers are only ever made up of a fixed margin plus the rate that tracks the ecb. The margin should be...

It's so frustrating!!!! I'm seeing no coverage at all in the media about AIB's redress to customers. We are in the other cohort of customers who never had a tracker but had a fixed loan with the option of tracker. Any time I contact aib all they say is yes we are in the review but it doesn't...

I'm with AIB. We never had a tracker but should have been offered one at the end of our 3 year fix. Aib has been very quiet about it all. Not holding out much hope. Did you have a tracker originally or just the fix?

That's great news!! Are you getting a refund as well?