Search results

  1. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Hi Hi. I am looking for some advice in relation to what my breakage fee should be when leaving Ulster Bank. I will attach the breakdown of the latest figures they sent to me yesterday. Hopefully someone will bee able to advise me as to whether this breakage fee is accurate and fair. Regards.
  2. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Hi RedOnion, I was wondering could you help me in relation to a breakage fee issue? I explained a few weeks ago that I was leaving Ulster Bank for KBC and the breakage fee at the time was €2400 approx. I am now officially leaving in the next week or two but Ulster Bank are quoting me almost...
  3. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    If I take a screenshot of a photo without my location on my phone... can I upload it to this site to get some advice about a breakage fee for a fixed mortgage. Will it still have details of my whereabouts on it? Not too savvy when it comes to technology!
  4. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Oh okay... can't see it myself. Thanks for letting me know
  5. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    We had a 7 year fixed rate initially up until from 2016 - 2023 and only two months ago Ulster Bank wrote to us to say we should have been put on a six year fixed rate and gave us the option to stay until 2023 or finish after 6 years (which we chose). Our original loan offer was as follows: We...
  6. N

    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Hi. I need some help regards my fixed mortgage. My details are: Fixed my 265k mortgage at 3.99% for 6 years until 31/07/2022 with Ulster Bank. We now owe 244k. I asked what it would cost to break out of the fixed rate and I got a letter stating it would be €2400 to leave. Is this fee too much or...
  7. N

    How to investigate if you are entitled to a tracker refund?

    I asked for my Subject Access Request before xmas and finally got it after about four months but when I looked through the documents my offer letter (on the conclusion of my 2 year fixed mortgage) was not included. I was supposed to go straight on to the prevailing ECB rate of 4.05% + 1.15% (a...
  8. N

    Ulster Former First Active now Ulster Bank Customer

    Hi. I am a former FA customer who fixed my mortgage for 2 years in July 2006 until July 2008. On 31/07/2008, my original offer letter stated I should go straight on to ECBR +1.15%. Instead, I went on to a variable rate of about 6.6%... at the time I didn't realise what had happened re tracker...
  9. N

    AIB "I just got a letter from AIB offering me €1,615 and a tracker at 3.32%. What should I do?"

    Hi. I got an identical letter with a cheque for 1615 also. I have given a synposis of my case to Pauric Kissane... is this the right move? They offered me 3.32 %
  10. N

    AIB / EBS radio silence perception

    Got a second letter yestetday saying they are dealing with my questions re mortgage and will keep me updated every 28 days. Still no mortgage related documents sent out and it is a month since I requested them. Is there any update on whether customers who were not offered a tracker pre Oct 2008...
Back
Top