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I know that Brendan, but I'll have to respectfully disagree in this instance. Perhaps I am tainted by an 11 year battle. From where I am standing, Danske got away scot free with the CBI tracker mortgage examination. The employed an expensive "independent" third party to complete "independent"...

I understand there are still plenty of Danske cases with the FSPO Brendan......doing the job that the CBI were meant to do in the first place. Hopefully some of the "hundreds of affected customers" have heard something, but I certainly haven't. That's 18 months post the damning High Court...

Hi Metropolitan - did you ever pursue this without Danske or did you get anywhere with the CBI tracker mortgage examination?

I heard back from them before Christmas but mine is a different case - trying to get my tracker back. They said the CBI had completed its supervision of the Danske TM Examination so not getting tracker back. With FPSO now. Any progress with you?

Fully agree. The fight continues.....I’m just hoping the CBI has the same level of conviction as some of us consumers they are supposed to protect

My understanding is the exemptions apply to drawdowns, not approvals. The banks (whom I am defending for once) can’t control when a fully approved mortgage actually gets drawn down. If it’s a new build, there could be delays, and this could potentially impact the individual banks exemption...

So why won’t they, at this late stage, name and shame the banks not conforming?

Received statements about 3 weeks after requesting them over the phone. It’s to do with a remortgage so they got them for me within a week. I think their statements started in February 2018. I requested 12 month statements so the pre-February 2028 statements were sent to me by Danske Bank. They...

Just got an email from Padraic Kissane’s office - apparently Lane is going to confirm that the tracker review is finished tomorrow

The former Ombudsman (the Canadian guy) said as much in a radio interview in 2012. PTSB must be in cohorts with Danske Bank on their interpretation! As an aside, does anyone know which External Independent Party each bank used? For instance, AIB and BOI have obviously back tracked significantly...

I think its a question of utter frustration with the process demoivre. Problem is that the FSO won’t take on cases which are still in scope. Most of us have logged complaints, but are in limbo until the CBI concludes the examination. It’s now 5 months since their last update. Banks are quite...

Is that still the case? Surely this has gone on so long that they should be providing regular updates?

I would hold out for more money and run. Think of your health - that’s your wealth! Court cases are horrific experiences as I’m sure you are aware. If you can out financially better off (which the offer as it stands would definitely make you) without having to go through the courts then grab it.

Are they going to cover your legal fees as well? They have a lot to lose here - think of the publicity if this gets back to court as they recently won the tender for the governments retail banking. That said, and putting aside the heartache and misery bestowed upon you and your partner, there...

As of last Monday, the CBI review is still ongoing. I think the CBI quarterly update is due out this week, not that it will say much.. Danske are obviously at loggerheads with our regulator...

I think it’s out next week.....

I have a complaint logged as well, but am with a different bank. Unfortunately my bank, Danske, is still being reviewed by the CBI, so I am in limbo. Have you spoken to anyone in the Ombudsmans office? They are generally helpful. Does your final rejection letter confirm that KBCs position is...

Great, thanks idesofMarch. GreenFingers, I have messaged you.

Did the option letter say .55 tracker? Looks like a very straight forward case and one which I am sure the CBI will rule on. Not sure if Brendan is going to read this, but if you do Brendan is there functionality on the site for me to reply to Greenfingets directly! Or Greenfingers do u want...

Did you initially sign a tracker rate facility letter for the entirety of the mortgage before splitting it fixed/variable. What did the interest clause state on the fixed rate letter? What rate were you to revert to at the expiry of the tracker? What is the date on the option letter? You need...