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Hi Cloe 17 i spoke to a solicitor on this if you can prove that you had to carry debt eg overdraft or term loan |@8% for a number years due to overcharge then you should be able to get additional redress/compensation.If there are other non monetary factors eg lack of funds for kids,mental...

Correct Todo. I just called and was told the review is on-going and my account has not been deemed impacted or not impacted. Anyone else still waiting to see if they are impacted or not. Staff have been told to work 3 days next week....

I spoke to the tracker unit this morning. The list is being continually updated and there is "a significant" number of cases to be added in the next few days. Conflicting information from previous calls but this man was very definite about this. We live in hope!

I have been pushing on this for years. Was told yesterday that they are still adding accounts to the list but was told last week that the list is finalised. It depends on who answers the call.I know some one that works in the redress section(ie refunding overcharges) and those departments have...

Hi Hopeful I think you are right ...if not notified at this stage we are going to have to go back and fight the case in 2018. I am sure I am in the mix but I now have to start a new process.The lists appear to be finalised now according to the tracker dept. My case is different to yours in that...

Thanks Debbie80. Was on variable til 09. Nothing I can do but wait. The waiting for a decision is head wrecking.Well done on getting reinstated and thanks for responding.

Hi Debbie 80 could you give me an opinion on below...no call from them ... Well done to everyone that's got a letter . for the more technical experts out there could you give me opinion on the following Drewdown as tracker in Oct 2005 Went to Staff non standard variable rate c 22/8/06(No...

I agree Maunie the ICB is a backward looking document.All banks are now lending on current income and repayment capacity.Most business people and consumers have had difficulties in the last 5/7 years and their ICB has been affected. If you can give rationale as to why and prove you have...

Hi Well done to everyone that's got a letter . for the more technical experts out there could you give me opinion on the following Drewdown as tracker in Oct 2005 Went to Staff non standard variable rate c 22/8/06(No disclaimers on MFA re tracker) left the bank shortly after next MFA was signed...

I am not paying my mortgage this month .The bank owe me a considerable sum .There is a 30 day window from when you miss the payment before the bank can report to the ICB/Central Credit Unit .In that timeframe I expect multiple calls from the bank. I intend to use those calls to query with the...

Thanks Maunie

Just an update . I called today to see was there any further details and was told that I am not in the list of 6000.Apparently the tracker team have access to spreadsheet containing these names ....so now you can call and find out whether or not your impacted.More cases may be added as the...

thanks

Hi TMH2017 Could you post up the email for the tracker team in BOI as I am getting conflicting information each time I call and feel email may be the best option for communication at this stage thanks in advance

I called the unit today ....2 "batches" sent since last Friday(no idea of volume). More batches to go this Friday.Lots of apology from the employee spoke to but would not give me any information on whether I am in or out of the cohort(central bank speak ..plain English how do).Anyway ,told me to...

looks like things are moving pretty fast here.Wouldnt be getting caught up in language or MFAs .Bottom line here new Ceo wants to write the checks and consign this mess to the previous management. Good move on her behalf as you cant buy this type of PR

I received an update from ? to say that all the 1800/2000 staff mortgages are now within the "scope" of the investigation .I expect all of these accounts to be re instated back to their original contracts ie tracker.So the Sunday Times piece is correct.I also understand that the new Ceo is...

hi fozzyfarell I drewdown as a tracker and left boi in 2006 .For some reason they put me on a staff mortgage the week I left and over the next few years brought me all the way to 5.65% on an BTL property . Have written and asked to be re instated to my original contract. have spoken and me P...