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    Key Post How to get AIB to allow you move to a lower LTV mortgage rate

    Brendan, good news to report at last AIB have agreed to the rate reduction to the lowest LTR less than 50% which is a saving of only €20 a month but every little helps and better still they also agreed to backdate it to October 2017 on the basis that their denial of our request in September 2017...
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    Key Post How to get AIB to allow you move to a lower LTV mortgage rate

    Thanks Red Onion I ll contact AIB and indicate I am aware of other customers beingallowed to switch down in similar circs to our own. I ll let you know how I get on Kind rgds
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    Key Post How to get AIB to allow you move to a lower LTV mortgage rate

    Thanks Bernese Its a combination of both lump sum and increasing value as borne out by reputable Auctioneer's valuation and confirmed by Property Price Register Is there any significance to how the LTV came down?
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    Key Post How to get AIB to allow you move to a lower LTV mortgage rate

    AIB have refused to switch the interest rate on our home loan to the new lower rate for a lower LTV because the Letter of Offer forbids it! We are on a LTV between 50% -80% but our LTV is less than 20% This seems unfair for a bank that had to be rescued to be adopting a Rules based approach. If...
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